Discover it® Cash Back Credit Card Cash Back Match Bonus

Discover it® Cash Back Credit Card Card Art

Discover it® Cash Back Credit Card

Cash Back Match

3.6

BankBonus.com score

Availability

Ease

Amount

Fees

How To Earn The Bonus

  1. Apply for a new Discover it® Cash Back or Discover it® Chrome credit card using the link below.
  2. For the first year, use your credit card to earn cash back: for Discover it® Cash Back, you'll earn 5% in rotating categories, 1% on everything else; for Discover it® Chrome, you'll earn 2% at gas stations and restaurants, 1% on everything else.
  3. After 12 consecutive billing cycles, bonus cash will be credited to your rewards account within 2 billing cycles.

Annual Fee

$0

Intro APR

0% on purchases for 15 months

Regular APR (Variable)

17.24% - 28.24%

Credit Needed

Good to excellent

Discover it® Cash Back Credit Card Card Art

Learn More

at CardRatings.com

The Discover it® Cash Back credit card offers new cardholders a bonus 2X "Cashback Match" on all cash back earned in the first year. This means that if you earned $150 in cash back, Discover will give you an additional $150.

You'll be automatically enrolled when you open your new account, and there's no limit to how big of a bonus you can earn.

Keep in mind that this deal is in addition to the 0% intro APR that both cards offer for the first 15 months.

How To Earn The Bonus

The Discover it® Cash Back Credit Card promotion requires you to make purchases using the account's card in order to earn Cash Back Match bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Discover will match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods.
  • You've earned cash back rewards only when they're processed, which may be after the transaction date.
  • Discover will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed.
  • This promotional offer may not be available in the future and is exclusively for new cardmembers.
  • No purchase minimums.

How does this Personal Card from Discover compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Capital One

Capital One Venture X Rewards Credit Card

Bonus
75,000 Miles
Account Type
Personal Card
Annual Fee
$395

Amex

American Express® Gold Card

Bonus
60,000 Points
Account Type
Personal Card
Annual Fee
$250

Amex

Blue Cash Preferred® Card from American Express

Bonus
$250
Account Type
Personal Card
Annual Fee
$0 intro annual fee for the first year, then $95.

Why Discover Bank?

Discover® Bank, member FDIC, is an online bank operated by the American financial services company, Discover Financial Services.

With almost 50 million cardholders, Discover is the third-largest credit card issuer in the U.S. In 2000, Discover acquired the Greenwood Trust Company and rebranded it as Discover® Bank. While Discover is now fully an online bank, the company still owns and operates the original branch of The Greenwood Trust Company in Delaware, making it the bank’s only physical location.

Discover doesn't offer quite as many new customer incentives as some of the other big banks, but there's still free cash up for grabs. Plus, these bonuses are in addition to no monthly fees, high yields, and overall top-rated customer satisfaction.

Discover it® Cash Back Credit Card

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