Available to businesses in Utah, Cyprus Credit Union is offering up to a $200 welcome bonus when you open a new business checking account. This offer is broken into two separate $100 bonuses, each with its own requirements. Don't worry though, the bonuses are easy to earn. You'll earn them just for opening the new checking account and getting a business credit card.
- $100 Business Checking Bonus: Open a new Essential Small Business Checking, Choice Business Checking, or Nonprofit Checking account with a minimum opening deposit of $50. Not available to businesses with an existing Cyprus business checking account. The $100 bonus will be deposited into your business checking account within 30 days of qualifying account opening.
- $100 Business Rewards Visa Bonus: Open a new Business Rewards Visa credit card. Not available to businesses with an existing Cyprus business credit card. Subject to credit approval. The $100 bonus will be deposited into your business checking account within 30 days of qualifying card opening.
Use promo code 200BA2026 when applying. Both accounts must be opened by December 31, 2026 to qualify. Standard account charges and fees may apply.
ClaudeHow To Earn The Bonus
The Cyprus Credit Union Business Checking promotion requires you to complete the following in order to earn the up to $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Not available to businesses with an existing Cyprus business checking account.
- Not available to businesses with an existing Cyprus business credit card.
Open a Business Checking account before the bonus expires on December 31, 2026
How does this business checking offer from Cyprus Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
U.S. Bank
Business Checking
- Bonus
- up to $1200
- Account Type
- Business Checking
- Expires In
- 32 days
- Requires
- Min Balance
- Bill Pay (optional)
- Card Spend (optional)
Chase
Chase Business Complete Checking®
- Bonus
- up to $500
- Account Type
- Business Checking
- Expires In
- 50 days
- Requires
- Min Balance
- Card Spend (optional)
Bank of America
Bank of America® Business Advantage Banking
- Bonus
- up to $750
- Account Type
- Business Checking
- Expires In
- 127 days
- Requires
- Min Balance
Why Cyprus Credit Union?
Essential Small Business Checking
The Essential Small Business Checking account is built for businesses with lighter transaction volumes that want straightforward, low-cost banking. Overdraft protection is available to help keep the account in good standing during slow periods.
The account includes fee-free cash and coin transactions on the first $5,000 per month, free check writing and deposits on the first 100 checks per month, and free ACH transactions on the first 100 ACH debits and credits per month. Members also enjoy free, unlimited ATM access at all Co-op Network ATMs nationwide.
Fees
Essential Small Business Checking does not charge a monthly maintenance fee.
Choice Business Checking
Choice Business Checking comes in two versions — Choice Interest and Choice Earnings — giving businesses the flexibility to choose how their account balance works for them. Choice Interest accounts earn dividends on the balance, while Choice Earnings accounts generate monthly credits that can be applied to offset the account's maintenance and transaction fees.
Both account types include free cash and coin transactions on the first $5,000 per month, with a 5¢ per-item fee on checks and a 2¢ per-item fee on ACH transactions. Free, unlimited ATM access is included at all Co-op Network locations, and overdraft protection is available on both versions.
Fees
Choice Business Checking charges a monthly maintenance fee of $10.
Apply now for a Business Checking account to earn the up to $200 bonus offer
How to Join Cyprus Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Cyprus Credit Union's membership requirements:
- Live, work, worship, or attend school in Salt Lake County, UT
- Live in any other Utah county and willing to make a one-time $5 donation to the Community Recreation Association (CRA)
- Be employed by or a student in the Nebo, Juab, or Tintic School Districts
- Be employed by a company on Cyprus's select employer list
- Have an immediate family member of an existing Cyprus member (parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship)
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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