If you live in eligible California counties, CommonWealth Central Credit Union is offering a super easy $200 welcome bonus when you open a new Rewards Checking account.
The offer comes with no other requirements other than simply opening the account. Doesn't get much easier than that! But, keep in mind that you'll need to keep the account open for 6 months to avoid forfeiting the bonus.
How To Earn The Bonus
The CommonWealth Central Credit Union Rewards Checking promotion requires you to complete the following in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Membership in CommonWealth is required.
- Offer applies to new checking accounts only.
- Subject to $100 fee for closing checking account within 6 months.
- All new accounts will be verified by Chex Systems.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
Open a Rewards Checking account before the bonus expires
How does this personal checking offer from CommonWealth Central Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 31 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 117 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why CommonWealth Central Credit Union?
CommonWealth Central Credit Union is headquartered in San Jose, California and has 5 branches located throughout Santa Clara County. They offer a full range of financial services, including checking and savings accounts, retirement accounts, loans and credit cards. Keep in mind they don't offer any small business accounts.
CommonWealth prides themselves on giving back to the local community by supporting local events, schools, and non-profits. They also partner with a number of other organizations like TurningWheels for Kids, Rebuilding Together Silicon Valley, Cecelia's Closet, The Sharks Foundation, and several local schools with a scholarship program.
To be eligible to join, you'll need to live or work in Santa Clara County, be a relative of or reside with a current CommonWealth member, or be an employee of a participating CommonWealth Member Company.
Rewards Checking
The Rewards Checking account from CommonWealth Central Credit Union has no minimum balance requirements and no monthly fee. It includes all of the basic features you'd expect from a checking account including online and mobile banking, bill pay, mobile check deposit, and a network of 30,000 fee-free ATMs.
What's more, you'll earn a competitive rate on your balances up to $20,000 if you make 15 debit or credit card purchases each month, receive direct deposits totaling $300, and opt for eStatements.
Fees
Rewards Checking does not charge a monthly maintenance fee.
Apply now for a Rewards Checking account to earn the $200 bonus offer
How to Join CommonWealth Central Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of CommonWealth Central Credit Union's membership requirements:
- Live or work in Santa Clara, San Benito, or Monterey County
- Be a relative of a current member.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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