Citi Custom Cash℠ Card $200 Bonus

Citi Custom Cash℠ Card Card Art

Citi Custom Cash℠ Card

$200

3.6

BankBonus.com score

Availability

Ease

Amount

Fees

How To Earn The Bonus

  1. Apply for a new Citi Custom Cash℠ Card using the link below.
  2. Within 6 months, spend $1,500 using your new card.
  3. Bonus will be credited as $200 cash back.

Annual Fee

$0

Intro APR

0% for 15 months

Regular APR ((Variable))

18.99% - 28.99%

Credit Needed

Average to excellent

Citi Custom Cash℠ Card Card Art

Learn More

at CardRatings.com

The Citi Custom Cash Card is a great addition to your wallet if you’re looking for a set it and forget it cashback card with some variety. Rather than the standard cashback tiers of other cards, it gives you 5% rewards on your top spending category each statement up to a spending limit.

Citi is offering new Custom Cash℠ Card cardmembers a welcome bonus of $200 when spending $1,500 in the first six months of ownership.

This is in addition to the 5% cash back each month on purchases in your top eligible spend category each billing cycle (up to the first $500 spent, 1% thereafter).

How To Earn The Bonus

The Citi Custom Cash℠ Card promotion requires you to make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases.
  • Purchases must post to your account during the promotional period.
  • Offer available to new Citi Custom Cash℠ cardmembers approved through this offer.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
  • You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Custom Cash℠ Card in the past 48 months.

How does this Personal Card from Citi® compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Capital One

Capital One Venture X Rewards Credit Card

Bonus
75,000 Miles
Account Type
Personal Card
Annual Fee
$395

Amex

American Express® Gold Card

Bonus
60,000 Points
Account Type
Personal Card
Annual Fee
$250

Amex

Blue Cash Preferred® Card from American Express

Bonus
$250
Account Type
Personal Card
Annual Fee
$0 intro annual fee for the first year, then $95.

Why Citi®?

Citi is headquartered in New York and has around 2,600 locations worldwide (about 1,000 of those are here in the U.S.) and over 65,000+ ATMs worldwide. So you really never need to worry about getting access to your cash.

Citi is best known for their credit cards, but they offer just about every product you'd expect from a big national bank – covering banking, lending, investing, and wealth management.

What we really love about Citi is the consistent promotions, usually available nationwide. When you open a new account or credit card, Citi will very often give you bonus cash.

What's more, Citi promotions are often tiered. The low requirements make the offers accessible to most people, but even better, Citi will reward you big if you can meet the highest terms.

Citi Custom Cash℠ Card

The Citi Custom Cash Card is a great addition to your wallet if you’re looking for a set it and forget it cashback card with some variety. Rather than the standard cashback tiers of other cards, it gives you 5% rewards on your top spending category each statement up to a spending limit.

Pros

  • Low intro APR
  • Welcome bonus
  • No annual fee

Cons

  • $500 spending cap on top category rewards
  • Requires good to excellent credit

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired or changed.