Citi Custom Cash℠ $200 Bonus

Citi logo

Citi Custom Cash℠

$200

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Apply for a new Citi Custom Cash℠ Card using the link below.
  2. Within 3 months, spend $750 using your new card.
  3. Bonus will be credited as $200 cash back.

Available in Your Area?

Yes

Annual Fee?

No

Open Online?

Yes

Credit Pull?

Hard

Citi is offering new Custom Cash℠ Card cardmembers a welcome bonus of $200 when spending $750 in the first three months of ownership.

This is in addition to the 5% cash back each month on purchases in your top eligible spend category each billing cycle (up to the first $500 spent, 1% thereafter) and the introductory 0% APR that the card offers for the first 15 months on purchases and balance transfers. (After that, the variable APR will be 16.24% - 26.24%)

How To Earn The Bonus

The Citi Custom Cash℠ promotion requires you to make purchases using the account's card in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Apply for a new Citi Custom Cash℠ Card using the link below.
  2. Within 3 months, spend $750 using your new card.
  3. Bonus will be credited as $200 cash back.

The fine print

  • Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases.
  • Purchases must post to your account during the promotional period.
  • Offer available to new Citi Custom Cash℠ cardmembers approved through this offer.
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
  • You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Custom Cash℠ Card in the past 48 months.

How does this credit card offer from Citi compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Aspiration

Aspiration Zero

Bonus
$300
Account Type
Personal Credit Card
Expires In
51 days
Requires
  • Card Spend

Chase

Chase Freedom Flex℠

Bonus
$200
Account Type
Personal Credit Card
Expires In
Limited Time
Requires
  • Card Spend

Amex

Blue Cash Preferred® Card from American Express

Bonus
$350
Account Type
Personal Credit Card
Expires In
Limited Time
Requires
  • Card Spend

Why Citi?

Citi is headquartered in New York and has around 2,600 locations worldwide (about 1,000 of those are here in the U.S.) and over 72,000 fee-free ATMs. So you really never need to worry about getting access to your cash.

Citibank is best known for their credit cards, but they offer just about every product you'd expect from a big national bank – covering banking, lending, investing, and wealth management.

What we really love about Citi is the consistent promotions, usually available nationwide. When you open a new account or credit card, Citi will very often give you bonus cash.

What's more, Citi promotions are often tiered. The low requirements make the offers accessible to most people, but even better, Citi will reward you big if you can meet the highest terms.

Citi Custom Cash℠

The Citi Custom Cash℠ Card is a new $0 annual fee credit card from Citibank that uniquely rotates the 5% promotional cash back to whichever eligible category you spent the most. So, no more needing to keep track and enroll in rotating bonus categories.

The catch is that not every category is eligible. The 5% cash back is limited to restaurants, gas stations, grocery stores, select travel and transit, select streaming services, drugstores, home improvement, fitness clubs, and live entertainment. You're also capped at the first $500 in spend – or $25 cash back. After that, it drops to 1% cash back, the same as what you'll earn on all other purchases.

Fees

Citi Custom Cash℠ does not charge an annual fee.

Citi Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, Citi has a total of 680 branches in the United States.

Get a better idea of how well Citi can serve you by checking out their branches closest to your area:

1190 S Dixie Highway
Coral Gables, FL 33146

Directions

5800 South Corporate Place
Sioux Falls, SD 57104

Directions

One Penn'S Way
New Castle, DE 19720

Directions

3660 W. Hillsboro Boulevard
Deerfield Beach, FL 33441

Directions

4807 Coconut Creek Parkway
Coconut Creek, FL 33063

Directions

1107 Broadway
New York City, NY 10010

Directions

6 Montgomery Village Avenue
Gaithersburg, MD 20879

Directions

250 Route 59
Suffern, NY 10901

Directions

170 N Main St
New City, NY 10956

Directions

241 Broadway
Amityville, NY 11701

Directions

77 East Main Street
Bay Shore, NY 11706

Directions

4175 Veterans Memorial Highway
Ronkonkoma, NY 11779

Directions

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired or changed.