Available within their member footprint of select counties in Indiana and Kentucky, Centra Credit Union is offering up to $150 in welcome bonuses when you open a new personal checking account and set up direct deposit. This is a tiered bonus so the more activities you complete, the more you can earn!
How To Earn The Bonus
The Centra Credit Union Personal Checking promotion requires you to set up eligible direct deposits, and optionally, deposit and maintain a minimum balance in order to earn the up to $150 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Your qualifying loans, deposits, and credit lines must be new money to Centra Credit Union.
- You may refinance an existing loan with cash out or increase an existing line of credit to qualify, but only new money out or increases to your existing credit lines with Centra will count toward your $10,000 qualification.
- The additional bonuses require the member complete the activities for the previous bonus tiers.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Centra Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Centra Credit Union?
High Interest Checking
High Interest Checking accounts pay interest on all balances based on tiers. The highest amount is earned on balances $1,000 and less, with the rate decreasing the more you keep in the account.Fees
High Interest Checking does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Complete a direct deposit and be enrolled in eStatements
Cashback Checking
Cashback Checking uses a tiered structure for rewards earning. The tiers are established based on the account activity. The more you use your debit card each month, the more cashback you'll be eligible to earn. For the uppermost tier, you'll also have to meet a small minimum balance requirement.Fees
Cashback Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the up to $150 bonus offer
How to Join Centra Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Centra Credit Union's membership requirements:
- You or your immediate family members live or work in the following Indiana counties: Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, and White Counties. We also serve the following townships in Marion County: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne.
- You or your immediate family members live or work in the following Kentucky counties: Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, and Trimble.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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