Available in Alabama, and for a limited time, Avadian Credit Union is offering a $500 welcome bonus when you open a new Choice or ChoicePlus+ Checking account and set up direct deposit. You'll also need to use your debit card some to earn this bonus, but take not that online purchases do not count.
It's a Black Friday flash deal, so hurry now if you are eligible.
How To Earn The Bonus
The Avadian Credit Union Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $500 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Direct deposit is defined as an electronic funds transfer, usually from your employer, retirement plan, or government agency, that puts money directly into your account. Account-to-account transfers, person-to-person transfers, mobile deposits, or deposits made in-branch or at an ATM or ATM Plus+ do not qualify as direct deposit.
- Qualifying debit card transactions include purchases made using tap-and-go, PIN, signature, Apple Pay, Google Pay, Samsung Pay, and Zelle®. Non-qualifying debit card transactions include online purchases, transfers, ATM inquiries, ATM withdrawals, ATM deposits, denied ATM transactions, and Automated Clearing House (ACH) transactions.
- Limit one bonus/promotional payment in a 12-month period per Primary member, regardless of how many open memberships you have.
Open a Personal Checking account before the bonus expires on December 5, 2025
How does this personal checking offer from Avadian Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3500
- Account Type
- Personal Checking
- Expires In
- 28 days
- Requires
- Min Balance
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 56 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 59 days
- Requires
- Direct Deposit
Why Avadian Credit Union?
Choice Checking
Avadian’s Choice Checking offers core banking conveniences like a Visa debit card (with tap-to-pay), online and mobile banking, mobile check deposit, and access to ATMs via Avadian or the CO-OP shared network without withdrawal fees.
You also get modern perks such as mobile wallet support, Zelle® for easy person-to-person transfers, and early direct deposit — meaning your paycheck can hit your account up to two days early.
Finally, you'll also get features such as ATM-fee reimbursements (up to $10/month), discounted loan rates (for car or boat loans), bonus rates on certificates of deposit (CDs), discounted safe-deposit-box rental, free domestic wire transfers (up to two per month), or free cashier’s checks (up to three/month).
Fees
Choice Checking does not charge a monthly maintenance fee.
ChoicePlus+ Checking
The ChoicePlus+ Checking account from Avadian gives you a high-yield checking option — you can earn up to 3.25% APY on balances up to $10,000. To qualify for the top APY, you must enroll in e-Statements, have at least $2,000 in direct deposits monthly, and complete at least 15 debit card purchases per month.
In addition to interest, ChoicePlus+ offers a full suite of perks typical of modern checking accounts: online/mobile banking, mobile wallet–compatible Visa debit card, early deposit of paychecks, no withdrawal fees at Avadian or CO-OP ATMs, and optional overdraft protection or Courtesy Pay.
Fees
ChoicePlus+ Checking does charge a monthly maintenance fee of $12, but there are ways to get this waived:
- Maintain a minimum average daily balance of $2,500
Apply now for a Personal Checking account to earn the $500 bonus offer
How to Join Avadian Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Avadian Credit Union's membership requirements:
- Live, work, worship, or attend school in any of the following Alabama Counties: Autauga, Baldwin, Blount, Calhoun, Cherokee, Coffee, Colbert, Cullman, Dallas, DeKalb, Elmore, Etowah, Fayette, Franklin, Geneva, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Madison, Marion, Marshall, Mobile, Montgomery, Morgan, Pickens, Pike, Randolph, Shelby, St. Clair, Talladega, Tuscaloosa, Walker, Winston
- Work for a Select Employer Group that partners with Avadian CU
- Be an immediate family member of a current member of Avadian Credit Union
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
Share Your Thoughts or Questions
There have been 0 comments about the Avadian Credit Union Personal Checking $500 Bonus.
Add to the discussion