Available nationwide, Ameriprise Bank is offering existing customers a $300 bonus when you deposit funds to a new or existing personal savings account. There aren't a bunch of tiers, just a flat bonus. In general, the funds need to come from outside of Ameriprise Bank, FSB and its affiliates, but they also count proceeds from the redemption of money market fund balances held in your Ameriprise brokerage account as well.
What's more? You can turn that $300 bonus into $900 by adding a checking account and meeting those requirements as well!
How To Earn The Bonus
The Ameriprise Bank Ameriprise® Bank Savings promotion requires you to deposit and maintain a minimum balance in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Deposits made by internal transfers from any other Ameriprise accounts are not eligible.
- Offer is only available to existing Ameriprise clients as of April 7, 2026 who have not received a savings bonus in the past 18 months.
Open an Ameriprise® Bank Savings account before the bonus expires on June 30, 2026
How does this personal savings offer from Ameriprise Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Why Ameriprise Bank?
Ameriprise® Bank Savings
The Ameriprise Bank Savings Account is a no-monthly-fee, high-yield savings option built for existing Ameriprise clients. It requires a minimum opening deposit of $100, offers tiered interest rates based on your balance, and all interest is compounded daily and paid monthly. The account is FDIC insured up to applicable limits.
The APY is competitive, ranging from 3.00% up to 3.05% for balances of $50,000 or more. The account integrates seamlessly with your other Ameriprise accounts, giving you a unified view of your savings and investments through the Ameriprise website and mobile app around the clock.
Fees
Ameriprise® Bank Savings does not charge a monthly maintenance fee.
Apply now for an Ameriprise® Bank Savings account to earn the $300 bonus offer
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