Available nationwide, Ameriprise Bank is offering existing customers a $300 bonus when you deposit funds to a new or existing personal checking account and connect your direct deposit. You'll need to maintain activity for at least 4 months.
What's more? You can turn that $300 bonus into $900 by adding a savings account and meeting those requirements as well!
How To Earn The Bonus
The Ameriprise Bank Ameriprise® Bank Checking promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Qualifying Direct Deposits are new recurring deposits from your employer, payroll, pension or governmental benefits provider via Automated Clearing House (ACH).
- Deposits that are not considered Qualified Direct Deposits include, but are not limited to, check deposits, peer-to-peer transfers such as Venmo or Zelle®, merchant transactions, wire transfers, internal transfers and ACH transfers not from an employer or government agency.
Open an Ameriprise® Bank Checking account before the bonus expires on June 30, 2026
How does this personal checking offer from Ameriprise Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 24 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 48 days
- Requires
- Qualifying Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 51 days
- Requires
- Direct Deposit
Why Ameriprise Bank?
Ameriprise® Bank Checking
The Ameriprise® Bank Checking Account comes with a contactless Visa debit card that works with Apple Pay, Google Pay, and Samsung Pay, making everyday spending convenient whether in-store or online. ATM access is available at any Visa® or NYCE® network location, and Ameriprise reimburses a set number of out-of-network ATM withdrawal fees.
Managing money is streamlined through the Ameriprise app and website, which offer 24/7 account access alongside ACH transfers to and from external accounts. Customers can also send and receive money via Zelle®, and the account integrates directly with other Ameriprise accounts for easy fund movement in one place.
For added peace of mind, the account supports overdraft protection by linking to an Ameriprise Bank Savings Account, which automatically transfers funds to cover any shortfalls.
Fees
Ameriprise® Bank Checking does not charge a monthly maintenance fee.
Apply now for an Ameriprise® Bank Checking account to earn the $300 bonus offer
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