Available in South Dakota and Minnesota, American Bank & Trust is offering a $500 welcome bonus when you open a new personal checking account and set up direct deposit. This time around you'll also need to use your debit card, but good news, they've also DOUBLED the bonus to make it worth the extra hassle!
How To Earn The Bonus
The American Bank & Trust Totally Free Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $500 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Person to Person payments (such as Zelle®) or external bank to bank transfers using the ACH network are not considered a direct deposit.
- If the checking account is closed by the customer within 90 days after opening, the account will be subject to a $25 early closure fee.
- Offers not available to those whose accounts have been closed within 6 months or closed with a negative balance within the last 3 years.
- Limit one new checking account opening related bonus every two years from the last bonus payout date per customer.
Open a Totally Free Checking account before the bonus expires on October 31, 2025
How does this personal checking offer from American Bank & Trust compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3500
- Account Type
- Personal Checking
- Expires In
- 73 days
- Requires
- Min Balance
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 12 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 101 days
- Requires
- Direct Deposit
Why American Bank & Trust?
Totally Free Checking
Features include Online Banking, Mobile Banking with Mobile Deposit, Bill Pay, eStatements with online check images, person-to-person payments with Zelle® and more – all FREE.Fees
Totally Free Checking does not charge a monthly maintenance fee.
Apply now for a Totally Free Checking account to earn the $500 bonus offer
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