Extended through 2024, Alliant Credit Union has partnered with Suze Orman to encourage people to make saving a priority. To that end, they've launched “The Ultimate Opportunity Savings Account” promotion, where you can earn a $100 welcome bonus by opening a new savings account and making the commitment to deposit $100 each month.
Keep in mind that these deposits don't need to be made via direct deposit, as is common with many bank bonuses. Instead, regular transfers each month will work.
The first transfer will need to be made within 30 days of opening the account, and while it does take a full 12 months to satisfy the requirements, the ROI on your cash is impressive.
This is a nationwide bonus from one of the best credit unions, so definitely check it out!
How To Earn The Bonus
The Alliant Ultimate Opportunity Savings Account promotion requires you to deposit and maintain a minimum balance in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- You must keep a minimum balance of $100 in your savings account, and have $1,200 in your account at the end of the 12-month period to qualify.
- Available to new Alliant Credit Union members only. If you're a former member who closed their savings account more than 180 days ago, you're considered to be a new member.
- The first $100 must be transferred within 30 days of account opening, and each calendar month after the first $100, funds need to post to the account by the last day of the month.
Open an Ultimate Opportunity Savings Account before the bonus expires on December 31, 2024
How does this personal savings offer from Alliant compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Live Oak
Live Oak business savings
- Bonus
- $200
- Account Type
- Business Savings
- Expires In
- 54 days
- Requires
- Min Balance
TD Bank
Personal Savings Account
- Bonus
- $200
- Account Type
- Personal Savings
- Expires In
- 10 days
- Requires
- Min Balance
Wells Fargo
Way2Save® Savings
- Bonus
- $525
- Account Type
- Personal Savings
- Expires In
- 48 days
- Requires
- Min Balance
Why Alliant Credit Union?
Alliant Credit Union is one of the nation's largest credit unions and is based in Illinois. While membership is technically restricted, it's actually very easy to qualify. For example, a $5 donation to Foster Care to Success (that Alliant will actually pay on your behalf) will grant you and any immediate family members of yours lifetime membership.
Alliant has won several notable awards in recent years, from best overall credit union (CNBC) to best online experience (NerdWallet). They offer competitive rates (particularly their mortgages and auto loans), a solid digital experience, and coveted credit cards. With their ATM fee rebates, they even tout that they have more ATMs than Chase and Bank of America, combined (80,000!).
Learn more in our Alliant Credit Union review
Ultimate Opportunity Savings Account
Fees
Ultimate Opportunity Savings Account does not charge a monthly maintenance fee.
Apply now for an Ultimate Opportunity Savings Account to earn the $100 bonus offer
How to Join Alliant Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Alliant's membership requirements:
- Be a current or retired employee from one of the many businesses and organizations Alliant partners with in the U.S.
- Be a domestic partner or immediate family member of a current Alliant member.
- Live or work in one of the communities near our Corporate Headquarters in Chicago. Check their list of eligible communities to see if you qualify.
- Become a member of Foster Care to Success (FC2S). FC2S serves thousands of foster teens across the United States, focusing on those who are aging out of the foster care system. FC2S awards grants and scholarships for higher education and provides care packages, mentoring and internships. (Alliant will pay the one-time $5 membership fee to FC2S on the member’s behalf).
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
Share Your Thoughts or Questions
There have been 13 comments about the Alliant Ultimate Opportunity Savings Account $100 Bonus.
Jon Snow
November 17, 2023My application was denied earlier this year but I just applied again and got approved. Seems like an easy bonus. I will set up a monthly auto transfer to meet the requirements.
ReplyReply to Jon Snow
Ankit Jain
November 17, 2023I thought this would be a waste of time for the effort required but after reading the comments here it appears that doing an automated transfer every month can get you easy $100 at the end of the year. Thanks for the comments below on this
ReplyReply to Ankit Jain
Joe Bleaux
November 15, 2023Couldn't be easier. Opened the acct, set up a monthly recurring transfer from a US Bank checking account, and waited 12 months. Bonus promptly paid.
ReplyReply to Joe Bleaux
kat
November 14, 2023Love Suze's advise. This one is so do-able. I just don't have space right now for it. I hope it renews.
ReplyReply to kat
Sean
November 11, 2023Easy bonus and qualification for membership - just auto deposit and wait, set up calendar reminder to know when the 12 month bonus time comes up.
ReplyReply to Sean
Wayne S
November 9, 2023I set my account up and just put it on auto pilot. $100 a month transfer and then $100 bonus at the end of the year. I highly recommend this. It is worth it!!
ReplyReply to Wayne S
Jackie
November 7, 2023We took advantage of this bonus. It was easy to sign up and quick to pay. I recommended it to others who took advantage as well. Good customer service too.
ReplyReply to Jackie
Den
November 6, 2023I did their promotion to open a high-yield savings account and reach a daily balance of $ 1000 by a certain date and keep it for one month. The bonus was transferred to me within the first two weeks after meeting the requirements. There is an additional contribution of 5 USD to become a member of CU.
ReplyReply to Den
Nicholas
November 6, 2023I signed up for this bonus a year ago, completed the requirements, and received the $100 early. This bank is very nice to deal with.
ReplyReply to Nicholas
M. Mothershead
November 5, 2023This bonus sounds reasonable and easy to achieve.
ReplyReply to M. Mothershead
Wayne
November 3, 2023I've done this bonus twice. It's easy to qualify for. If you have a significant other you double your money.
ReplyReply to Wayne
Add to the discussion