Advia Credit Union Personal Checking $200 Referral Bonus

Advia Credit Union logo

Advia Credit Union : Personal Checking

$200

2.3

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Be an existing member of ACU.
  2. Register online and refer a friend at the url below.
  3. Within 90 days, ensure they open a new personal checking account and reach qualifications for Advantage Plus Rewards (20+ debit/credit purchases, $400 in monthly deposits) – earn $50.
  4. Within the same 90 days, ensure the new member accrues new aggregate deposits held of $10,000 or more – earn $50.
  5. Within the same 90 days, if the new member opens up one or more personal loans totaling $5,000 or more you'll both earn $100.
  6. Referral bonus payout(s) will be paid in one sum via deposit into the Primary Savings of both referring (current) and qualifying new (referred) member who meet stated criteria no more than forty-five (45 days) following first three (3) months of membership.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

Advia Credit Union is offering up to a $200 bonus for you and a friend when you refer someone new to join the credit union. They'll need to complete a series of steps to earn the max amount. First, earn $50 when they open a personal checking account and meet the requirements for Advantage Plus Rewards (20+ debit/credit purchases, $400 in monthly deposits); Earn an additional $50 if they have a combined deposit amount of $10,000+; Finally, earn $100 when they open personal loan(s) totaling $5,000 or more.

It's important to note that even though their field of membership includes Wisconsin, this bonus offer is not available to folks living there.

How To Earn The Bonus

The Advia Credit Union Personal Checking promotion requires you to make purchases using the account's card and use a referral link, and optionally, deposit and maintain a minimum balance in order to earn the $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • In order for new member or referring existing member to receive bonus, their member account must be in good standing with no delinquent loan balance, current or previously charged off account with Advia, negative share balance, or other indicator of an account not in good standing at time of payment.
  • This offer is not valid in the state of Wisconsin.
  • This offer may not be used in combination with other promotional offers.
  • Individuals may not refer themselves for referral incentive.
  • Referred individual must qualify for membership based on Advia Credit Union’s field of membership criteria.

How does this personal checking offer from Advia Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
35 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
219 days
Requires
  • Direct Deposit

U.S. Bank

U.S. Bank Smartly® Checking

Bonus
up to $700
Account Type
Personal Checking
Expires In
31 days
Requires
  • Direct Deposit
  • Min Balance (optional)

Why Advia Credit Union?

Regular Checking

Advia Credit Union's Regular Checking account may sound basic, but there's nothing "regular" about it. You have the ability to earn up to 3.00% APY on balances $500 - $5,000, out of network atm fee reimbursements, discounts on other products like loans and cds and more with their Advantage Plus Rewards program. All this comes with no monthly fees, and no minimum balance requirements.

Fees

Regular Checking does not charge a monthly maintenance fee.

Assurance Checking

Fees

Assurance Checking does not charge a monthly maintenance fee.

Money Market Checking

With Advia Credit Union Money Market Checking, you get get unlimited check writing and earn monthly tiered interest on balances over $2,500; rate tiers increase at $25,000, and $75,000.

Fees

Money Market Checking does not charge a monthly maintenance fee.

How to Join Advia Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Advia Credit Union's membership requirements:

  • Be related to a current member
  • Live, work, worship, or attend school in any of the lower peninsula counties of Michigan
  • Live, work, worship, or attend school in one of the following Wisconsin counties: Dane, Green, Jefferson, Kenosha, Milwaukee, Racine, Rock, Walworth, Waukesha
  • Live, work, worship, or attend school in one of the following Illinois counties: Boone, Cook (north of Irving Park Road), DuPage, Kane, Lake, McHenry, Winnebago

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Share Your Thoughts or Questions

There have been 1 comment about the Advia Credit Union Personal Checking $200 Referral Bonus.

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JAMON

November 17, 2023

Even though I am in their limited geographical footprint, this offer is way too complicated and too many steps.

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