1st Advantage Federal Credit Union Personal Checking $200 Bonus

1st Advantage Federal Credit Union logo

1st Advantage Federal Credit Union : Personal Checking

$200

3.7

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Join 1st Advantage and open a Preferred Checking, Premier Checking, or Free Advantage Checking account.
  2. Within the first 60 days of account opening, complete a monthly recurring direct deposit.
  3. During the same time period, make purchase of $200 or more using your 1st Advantage Debit Mastercard.
  4. Keep the account open and in good standing for 90 days.
  5. Bonus will be credited to the checking account 60-90 days after opening.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Unknown

1st Advantage Federal Credit Union logo

Apply Now

at 1st Advantage Federal Credit Union

Available to residents in select Virginia and North Carolina counties, 1st Advantage Federal Credit Union is offering a $200 welcome bonus when you open a new Preferred Checking, Premier Checking, or Free Advantage Checking account and set up direct deposit and use your debit card. It's not the largest bonus we've seen, but it's better than nothing! They don't seem to run these often so snatch it up while you can!

How To Earn The Bonus

The 1st Advantage Federal Credit Union Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • If new account is closed within first 90 days, there is a $15 early closing fee.
  • Account will be reviewed once during a 60-90 day period to qualify for incentive.
  • 1st Advantage colleagues are not eligible.
  • Direct Deposit: A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security or other regular monthly income deposited to your account by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit.

How does this personal checking offer from 1st Advantage Federal Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
60 days
Requires
  • Direct Deposit

PNC

Virtual Wallet® with Performance Select

Bonus
$400
Account Type
Personal Checking
Expires In
84 days
Requires
  • Qualifying Direct Deposit

Chase

Chase Total Checking®

Bonus
$400
Account Type
Personal Checking
Expires In
41 days
Requires
  • Direct Deposit

Why 1st Advantage Federal Credit Union?

Premier Checking

Earn dividends on balances of $100 or more

Fees

Premier Checking charges a monthly maintenance fee of $5.

How to Join 1st Advantage Federal Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of 1st Advantage Federal Credit Union's membership requirements:

    Anyone who lives, works, worships or attends school in select counties of Virginia and North Carolina.
  • Be an immediate family members of current 1st Advantage members.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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