Wintrust Bank Total Access Checking $300 Bonus

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Wintrust Bank : Total Access Checking

$300

4.1

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Total Access Checking account using the link below.
  2. Enroll in online banking and activate e-statements.
  3. In the 2 calendar months following account opening, set up a recurring direct deposit totaling $500.
  4. Bonus will post to your new account within 30 days after the qualification period.

Available in Your Area?

No

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Soft

Wintrust Bank logo

Apply Now

at Wintrust Bank

Wintrust Bank is offering $300 when you open a new Total Access Checking account and establish a recurring direct deposit for 2 months.

You can also pair this with their Statement Savings welcome bonus, to put a total of $500 in your pocket.

How To Earn The Bonus

The Wintrust Bank Total Access Checking promotion requires you to set up direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
  • Limit 1 bonus payment per customer, regardless of the number of accounts opened.
  • If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
  • Example of direct deposit timing: if you open your new account in January, you would need to have “Direct Deposits” made to your new account in February totaling $500 or more and in March totaling $500 or more.
  • A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits.
  • After you have completed all the above bonus qualifications, bonus payment will be deposited into your new account within 30 calendar days after the Qualification Period.

How does this personal checking offer from Wintrust Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi®

Enhanced Direct Deposit

Bonus
$300
Account Type
Personal Checking
Expires In
102 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
3 days
Requires
  • Direct Deposit

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
33 days
Requires
  • Direct Deposit

Why Wintrust Bank?

Total Access Checking

Fees

Total Access Checking does not charge a monthly maintenance fee.

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