U.S. Bank Platinum Checking Package $400 Bonus

U.S. Bank logo

U.S. Bank : Platinum Checking Package

$400

Offer Expired On

July 13, 2021

How To Earn The Bonus

  1. Open a Platinum Checking account.
  2. Within 60 days, complete two or more recurring direct deposits totaling $5,000.
  3. Within the same 60 days make 10 or more debit card transactions totaling $50 or more.
  4. Bonus will be credited to your account within 60 days of meeting requirements.

Available in Your Area?

Yes

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

U.S. Bank logo

Available nationwide with the ability to open online, U.S. Bank is offering a $400 welcome bonus when you open a new Platinum Checking account and set up direct deposit and use your debit card.

How To Earn The Bonus

The U.S. Bank Platinum Checking Package promotion requires you to set up direct deposits and make purchases using the account's card in order to earn the $400 bonus.

Full requirements to receive this bonus are:

  1. Open a Platinum Checking account.
  2. Within 60 days, complete two or more recurring direct deposits totaling $5,000.
  3. Within the same 60 days make 10 or more debit card transactions totaling $50 or more.
  4. Bonus will be credited to your account within 60 days of meeting requirements.

The fine print

  • Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank bonus offers within the past 12 months.

How does this checking offer from U.S. Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
16 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$375
Account Type
Personal Checking
Expires In
91 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
19 days
Requires
  • Direct Deposit

Why U.S. Bank?

U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.

The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates over 3,000 physical branches across the Midwest and Western U.S.

Platinum Checking Package

The Platinum Checking Package is U.S. Bank's premium checking account. The account is interest-bearing (we say loosely, given the low rates), waives all ATM transaction fees, overdraft protection transfer fees, paper statement fees, and gives you an initial box of checks for free, with a 50% discount on re-orders or personalized designs.

You're also eligible for some perks on their other products, including a reduction in closing costs, no annual fee for HELOCs, 100 free trades each year, and a 50% savings on the cost of a safe deposit box.

Fees

Platinum Checking Package does charge a monthly fee of $24.95, but there are ways to get this waived:

  • Have $25,000 in combined personal deposits or credit balances with U.S. Bank and/or investments through U.S. Bankcorp Investments.
  • OR, have a personal trust relationship with U.S. Bank Wealth Management.