U.S. Bank Gold Business Checking $750 Bonus

U.S. Bank logo

U.S. Bank : Gold Business Checking

$750

Offer Expired On

October 29, 2021

How To Earn The Bonus

  1. Open a new Gold Business Checking Package and a new Payment Solutions Merchant Account using the link below.
  2. Within 30 days, accept and settle a Payment Solutions transaction into your new checking account.
  3. The bonus will be credited to your checking account within 45 days.

Available in Your Area?

Yes

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

U.S. Bank logo

U.S. Bank is offering a $750 cash bonus to small business owners who don't yet have a checking or payment solutions account with them.

You'll need to open both a new Gold Business Checking account and a new Payment Solutions account to be eligible for the promotion, but the requirements beyond that are super straightforward: just accept a single payment, and U.S. Bank will deposit the bonus into your checking account within 45 days.

If you're curious to learn more about how to process payments, U.S. Bank has this onboarding resource. The easiest way is to use your phone and rent a card reader for $5.

This bonus is available nearly nationwide (excludes NY and FL unless you have an existing relationship with U.S. Bank), and you can open the account online.

How To Earn The Bonus

The U.S. Bank Gold Business Checking promotion requires you to complete the following in order to earn the $750 bonus.

Full requirements to receive this bonus are:

  1. Open a new Gold Business Checking Package and a new Payment Solutions Merchant Account using the link below.
  2. Within 30 days, accept and settle a Payment Solutions transaction into your new checking account.
  3. The bonus will be credited to your checking account within 45 days.

The fine print

  • Limit of one bonus per business entity.
  • Account must be open and have a positive balance at the time of bonus fulfillment.
  • Offer is not valid if you or any signer on the new accounts have an existing U.S. Bank business checking account, had a U.S. Bank business checking account in the last 12 months, or if you have an existing U.S. Bank Payment Solutions relationship.
  • Offer cannot be combined with other business checking account bonus offer.
  • Current U.S. Bank employees are not eligible.
  • U.S. Bank reserves the right to withdraw this offer at any time without notice.

How does this checking offer from U.S. Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Chase Business Complete Banking℠

Bonus
$300
Account Type
Business Checking
Expires In
20 days
Requires
  • Min Balance
  • Card Spend (optional)

Axos

Business Interest Checking

Bonus
up to $200
Account Type
Business Checking
Expires In
91 days
Requires
  • Min Balance

Amex

Business Checking

Bonus
$300
Account Type
Business Checking
Expires In
Limited Time
Requires
  • Min Balance

Why U.S. Bank?

U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.

The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates over 3,000 physical branches across the Midwest and Western U.S.

Gold Business Checking

The Gold Business Checking Account Package is U.S. Bank's middle-tier option for small business owners.

With it, you'll get 300 transactions each month ($0.45 per transaction beyond that) and 100 cash deposit units.

This is in addition to the features that come standard with all of their business checking accounts, including online and mobile banking, card payment processing, check fraud prevention tools, and an "EZ Switch Kit" to help with switching your existing accounts.

Fees

Gold Business Checking does charge a monthly fee of $20, but there are ways to get this waived:

  • Have an average collected checking balance of $10,000.
  • OR, have an average collected checking balance on interest-bearing option of $25,000.