Unifimoney High Yield Checking or Investing $5000 Bonus

Unifimoney : High Yield Checking or Investing

Bonus Amount
up to $5000
Account Type
High Yield Checking or Investing
Available In Your Area?
Yes
Offer Expires In
Limited Time Offer
Bonus Requirements
  1. Open a new account using the link below.
  2. Within 14 days, make deposits totaling $1,000 to earn $25; $10,000 to earn $100; $20,000 to earn $250; $50,000 to earn $500; $100,000 to earn $1,000; $250,000 to earn $2,500; or $500,000 to earn $5,000.
  3. Maintain that balance for 30 days for tiers 1 and 2, or 90 days for all other amounts ($20k+).
  4. Your Bitcoin reward will be paid into your Unifimoney Crypto account within 14 days.
Other Details
Hard Credit Pull?
Monthly Fees?
Varies By Account
Open Online?
Save for later
Share with a friend

Available nationwide with the ability to open online, Unifimoney is offering up to a $5,000 welcome bonus in Bitcoin when you open a new checking or investing account. This is a tiered bonus, starting at $100; the more you deposit, the more you can earn:

  • $1,000 to $9,999 deposit: $25 in BTC
  • $10,000 to $19,999 deposit: $100 in BTC
  • $20,000 to $49,999 deposit: $250 in BTC
  • $50,000 to $99,999 deposit: $500 in BTC
  • $100,000 to $249,999 deposit: $1,000 in BTC
  • $250,000 to $499,999 deposit: $2,500 in BTC
  • $500,000+ deposit: $5,000 in BTC

How To Earn The Bonus

The Unifimoney High Yield Checking or Investing promotion requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. Full requirements to receive this bonus are:

  1. Open a new account using the link below.
  2. Within 14 days, make deposits totaling $1,000 to earn $25; $10,000 to earn $100; $20,000 to earn $250; $50,000 to earn $500; $100,000 to earn $1,000; $250,000 to earn $2,500; or $500,000 to earn $5,000.
  3. Maintain that balance for 30 days for tiers 1 and 2, or 90 days for all other amounts ($20k+).
  4. Your Bitcoin reward will be paid into your Unifimoney Crypto account within 14 days.

The fine print

  • Bitcoin Rewards are inclusive of transaction fees and calculated at the rate of Bitcoin at the time of purchase.
  • For transactions below $10,000 you can either pull these funds from your bank account using our app or send them from your bank account using your Unifimoney Account and Routing number. Your account and routing number can be found in the main navigation panel when you tap on the green dot top right in the app.
  • Funds pulled from your bank account from the Unifimoney account can take between 2-5 business days. Wire Transfers are typically the same day if done before your banks cutoff time.
  • Additional info can be found here: https://www.unifimoney.com/offers/joining-reward

Why Unifimoney?

Chances are, your full financial picture is spread out between multiple apps, companies, and accounts. Unifimoney’s goal is simple — take all of those platforms and consolidate them in one streamlined digital space.

This streamlining, the team says, will reclaim the cash usually lost to money management sins like having too much sitting in an non-interest bearing checking account, unoptimized credit card rewards, and not dollar-cost averaging your investments.

What's more, if you're interested in trying this San Francisco-based fintech, they often run bonus offers to entice new customers to give them a shot.

Investment Account

Unifimoney has a wide variety of investment options, allowing for a diversified approach to growing your income.

You can choose between self-managed trading, which is commission free and includes the ability to buy fractional shares. Or, you can opt to automate your investments through their robo-investing service "Tenjin AI".

Alternatively, Unifimoney also offers an in-house cryptocurrency exchange and 24/7 liquidity access to precious metals.

Fees

Investment Account does not charge a monthly fee.

Save Account

One of the poor money management choices that Unifimoney aims to eliminate is leaving too much cash in a checking account that earns next to nothing.

To combat this, Unifimoney offers a checking account that acts more like a high-yield savings account. That way, you don't have to sacrifice yield for convenience.

Funds are FDIC-Insured up to $750,000, thanks to their partnership with chartered banks.

Fees

Save Account does charge a monthly fee of $10, but there are ways to get this waived:

  • Maintain a minimum balance of $20,000.
  • OR, make monthly deposits of $2K or more.