9 Best Bank Bonuses and Promotions In New Mexico

You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.

Wait, what?

No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.

Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.

If you're in New Mexico and looking to open a new account, be sure to check here first or you could be leaving money on the table.

Best checking account bonus offers in New Mexico

If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:

PNC Virtual Wallet® - up to $400 bonus

PNC Bank : Virtual Wallet®

Bonus Amount
up to $400
Account Type
Personal Checking
Offer Expires
July 1, 2024
Bonus Requirements
  1. Open a Virtual Wallet® account online to qualify, See link below.
  2. Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

U.S. Bank Smartly® Checking - up to $700 bonus

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount
up to $700
Account Type
Personal Checking
Offer Expires
June 27, 2024
Bonus Requirements
  1. Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
  2. U.S. Bank Smartly® Checking bonus (up to $500): Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling $3,000 - $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
  3. U.S. Bank Standard Savings bonus (up to $200): Open a Standard Savings account and make new money deposit(s) totaling $15,000 or more by July 17, 2024 AND Maintain that balance until October 31, 2024 to earn up to $200
  4. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Sandia Laboratory Federal Credit Union Personal Checking - up to $200 bonus

Sandia Laboratory Federal Credit Union : Personal Checking

Bonus Amount
up to $200
Account Type
Personal Checking
Offer Expires
May 31, 2024
Bonus Requirements
  1. Get a referral code from a friend (you'll both receive $50! – optional).
  2. Join SLCFCU and open a new Quick Cash or Money Manager Checking account.
  3. Within 60 days, establish a direct deposit of at least $100.
  4. $150 bonus (+$50 bonus if referred) will be deposited into your account within 30 days of all requirements being met
Apply Now

at Sandia Laboratory Federal Credit Union

New Mexico Bank & Trust Platinum Checking - $400 bonus

New Mexico Bank & Trust : Platinum Checking

Bonus Amount
$400
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Platinum Checking account using the link below.
  2. Within 90 days, receiving direct deposits totaling $7,500.
  3. Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
Apply Now

at New Mexico Bank & Trust

Hillcrest Bank Personal Checking - $50 bonus

Hillcrest Bank : Personal Checking

Bonus Amount
$50
Account Type
Personal Checking
Bonus Requirements
  1. Refer a friend or family member to open and use a new Hillcrest Bank personal checking account by registering at the link below.
  2. Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
  3. Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
  4. Bonus will be awarded within 4-6 weeks after completing all requirements.

Premier America Credit Union Smart Spending - $25 bonus

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

New Mexico Bank & Trust Free Checking - $150 bonus

New Mexico Bank & Trust : Free Checking

Bonus Amount
$150
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Free Checking account.
  2. Within 90 days, receive two direct deposits of $300 or more.
  3. Bonus will be paid within 5 business days of completing the requirements.
Apply Now

at New Mexico Bank & Trust

Illinois Bank & Trust Platinum Checking - $400 bonus

Illinois Bank & Trust : Platinum Checking

Bonus Amount
$400
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Platinum Checking account using the link below.
  2. Within 90 days, receiving direct deposits totaling $7,500.
  3. Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
Apply Now

at Illinois Bank & Trust

Best savings account promotions in New Mexico

Here are the banks and credit unions offering New Mexico residents a welcome bonus for opening a new CD, money market, or high-yield savings account:

Citi® Accelerate Savings - 4.45% APY

Citi® : Citi® Accelerate Savings

Bonus Amount
4.45% APY
Account Type
Personal Savings
Bonus Requirements
  1. Open a new Citi® Accelerate Savings account using the link below.
  2. Transfer money from a different bank or an existing Citi account.
  3. Interest compounds daily and will be credited to your account each month.

Best brokerage account promotions and bonuses in New Mexico

Looking for a new brokerage? If you live in New Mexico, you can get a reward for opening any of these investment accounts:

Sorry, no offers found that match your criteria.

Best business account bonuses in New Mexico

Have a business in New Mexico? These banks and credit unions are running promotional offers if you open a new business account:

Sorry, no offers found that match your criteria.