You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.
Wait, what?
No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.
Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.
If you're in Florida and looking to open a new account, be sure to check here first or you could be leaving money on the table.
Best checking account bonus offers in Florida
If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:
PNC Virtual Wallet® - up to $400 bonus
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Offer Expires
- July 1, 2024
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
TD Bank Beyond Checking - $300 bonus
TD Bank : Beyond Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Offer Expires
- January 1, 2025
- Bonus Requirements
-
- Open a TD Beyond Checking account using the link below.
- Within 60 days, have a total of $2,500 in direct deposits.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
TD Bank Complete Checking - $200 bonus
TD Bank : Complete Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- January 1, 2025
- Bonus Requirements
-
- Open a TD Complete Checking account using the link below.
- Within 60 days, have a total of $500 in direct deposits.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
BMO Personal Checking - $250 bonus
BMO : Personal Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Offer Expires
- May 3, 2024
- Bonus Requirements
-
- Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account using the link below.
- Within 90 days, have a total of $4,000 in qualifying direct deposits.
- Bonus is credited directly to your checking account approximately 100 days after account opening.
- Conditions apply. BMO Bank N.A. Member FDIC
at BMO
Fifth Third Bank Personal Checking - $200 bonus
Fifth Third Bank : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- June 30, 2024
- Bonus Requirements
-
- Open a new Momentum® Checking or Preferred checking account using the link below.
- Within 90 days, receive $500 in direct deposits.
- Bonus will be credited to your new account within 10 business days of meeting the requirements.
at Fifth Third Bank
Truist One Checking - $400 bonus
Truist Bank : Truist One Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Offer Expires
- June 26, 2024
- Bonus Requirements
-
- Open a new One Checking account online or in-branch using promo code TRUIST400AFL24.
- Within 90 days of account opening, complete one qualifying direct deposits of $500 or more.
- Within the same 90 days, complete at least 15 qualifying debit card purchases.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
at Truist
First Horizon Bank FirstView Checking - $450 bonus
First Horizon Bank : FirstView Checking
- Bonus Amount
- $450
- Account Type
- Personal Checking
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a new FirstView Checking account using your personalized promo code from the link below.
- For the first three full statement cycles, maintain a $5,000 average daily collected balance.
- During the same time period, conduct a minimum of 10 qualifying client-initiated transactions for each statement cycle.
- Bonus will be deposited into your account within 10 business days after qualifying activities are met.
at First Horizon Bank
Flagstar Bank Personal Checking - up to $350 bonus
Flagstar Bank : Personal Checking
- Bonus Amount
- up to $350
- Account Type
- Personal Checking
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a Ready Checking or Elite Checking account with $50 or more.
- For the first 90 days, maintain an average daily balance of $500 or more.
- Within the same 90 days, set up one or more direct deposits totaling $500 or more.
- Bonus will be deposited into your account 91-104 days after an initial deposit is made to the new account.
at Flagstar Bank
GTE Financial Personal Checking - $100 bonus
GTE Financial Credit Union : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Become a GTE member and apply the promo code BOLTS100.
- Within 90 days of joining, open a Go Premium with GTE Secure, Go Full Access, or Go Further checking account.
- Within that same 90 days, set up a monthly direct deposit totaling $500 or more.
- Bonus will be deposited into your member-share savings account 90 days after your join date, assuming requirements have been met and your account is in good standing.
at GTE Financial
BMO Relationship Checking - $400 bonus
BMO : Relationship Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Offer Expires
- May 3, 2024
- Bonus Requirements
-
- Open a new Relationship Checking account using the link below.
- Within 90 days, have a total of $7,500 in qualifying direct deposits.
- Bonus is paid approximately 100 days after account opening.
- Conditions apply. BMO Bank N.A. Member FDIC
at BMO
Citizens Personal Checking - up to $400 bonus
Citizens Bank : Personal Checking Account
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Offer Expires
- June 6, 2024
- Bonus Requirements
-
- Open a new checking account using the link below.
- Within 60 days, make a direct deposit of $500 to earn $300.
- Within the same 60 days, earn $2 for every debit card purchase you make, up to $100.
- Bonus will be deposited to your new checking account within 4 months of account opening.
at Citizens
Regions LifeGreen Checking - $300 bonus
Regions Bank : LifeGreen Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Offer Expires
- June 30, 2024
- Bonus Requirements
-
- Open a new LifeGreen Checking account using the promo code RGSPRNG24RM.
- Within 90 days, receive direct deposits totaling $1,000.
- Within the same 90 days, enroll in online banking.
- Bonus will be credited to your account within 90 days of completing the requirements.
at Regions
Santander Bank Personal Checking - $400 bonus
Santander Bank : Personal Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Offer Expires
- July 1, 2024
- Bonus Requirements
-
- Open a new eligible Santander checking account using the link below.
- Within 90 days, make direct deposits totaling $5,000 or more.
- Keep your account open for at least 90 days.
- Bonus will be paid within 30 days of the initial 90 day period.
Power Financial Credit Union Personal Checking - $100 bonus
Power Financial Credit Union : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new checking account using the link below.
- Deposit $500 at account opening OR receive a direct deposit.
- Bonus will be credited to your Power Financial CU account after meeting requirements.
at Power Financial Credit Union
Wintrust Florida Total Access Checking - $300 bonus
Wintrust Florida : Total Access Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new Total Access Checking account using the link below.
- Enroll in online banking and activate e-statements.
- In the 2 calendar months following account opening, set up a recurring direct deposit totaling $500.
- Bonus will post to your new account within 30 days after the qualification period.
at Wintrust Florida
Premier America Credit Union Smart Spending - $25 bonus
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
SouthState Bank Personal Checking - $200 bonus
SouthState Bank : Personal Checking Account
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open any personal checking account using the promo code EARN200.
- Within 60 days, have a total of $250 in direct deposits OR have at least 1 automatic/pre-authorized draft of $25 to a non-SouthState Bank account.
- Within 60 days, also make 15 debit card purchases.
- Bonus will be credited to your account within 2 business days of the completion of the 60 day qualifying period.
at SouthState Bank
MidFlorida Credit Union Absolutely Free Student Checking - $25 bonus
MidFlorida Credit Union : Absolutely Free Student Checking
- Bonus Amount
- $25
- Account Type
- Student Checking
- Bonus Requirements
-
- Open a new free student checking account using the link below.
- Within 45 days, use your debit card for 5 purchases.
- Bonus will be deposited into your account on the 46th day after account opening.
at MidFlorida Credit Union
MidFlorida Credit Union Personal Checking - $200 bonus
MidFlorida Credit Union : Personal Checking Account
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new personal checking account using the link below.
- Within 45 days, receive $500 in direct deposits.
- Bonus will be deposited into your new account once requirements are met.
at MidFlorida Credit Union
Achieva Credit Union Teen Life Checking - $25 bonus
Achieva Credit Union : Teen Life Checking
- Bonus Amount
- $25
- Account Type
- Student Checking
- Bonus Requirements
-
- Open a Teen Life checking account.
- Within 90 days of receiving your report card, bring your straight A's or honor roll certificate to a local branch.
at Achieva Credit Union
Achieva Credit Union Teen and College Life Checking - up to $100 bonus
Achieva Credit Union : Teen and College Life Checking
- Bonus Amount
- up to $100
- Account Type
- Student Checking
- Bonus Requirements
-
- Open a Teen Life or College Life checking account.
- Within 90 days of graduating, bring your diploma to a local branch.
- High school graduates will earn a $50 gift and college graduates will earn $100.
at Achieva Credit Union
Suncoast Credit Union Smart Checking™ - $100 bonus
Suncoast Credit Union : Smart Checking™
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of Suncoast Credit Union using the link below and open a new checking account at time of opening.
- Within 30 days of opening the account, fund the account with at least $25 minimum deposit.
- For 45 days, maintain a balance of at least $25.
- Bonus will be paid within 30 days of meeting the requirements.
at Suncoast Credit Union
VyStar Credit Union Free Checking - up to $425 bonus
VyStar Credit Union : Free Checking
- Bonus Amount
- up to $425
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of VyStar Credit Union and open a new free checking account (must mention bonus offer), earn $25.
- Within 90 days, establish a recurring direct deposit and complete 15 debit card transactions, earn $150
- Refer a friend and receive an additional $25, up to 10 times.
- Bonuses will be credited on or around 1 business day following completion of activity.
at VyStar Credit Union
BrightStar Credit Union Free Checking - $100 bonus
BrightStar Credit Union : Free Checking Account
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new free checking account using the link below.
- Enroll in eStatements.
- Complete at least 4 transactions (such as direct deposits, writing checks, debit spend, etc) per month for 7 months.
- Bonus will deposit 4-6 weeks after the end of the 7th month.
at BrightStar Credit Union
Florida Credit Union Personal Checking - $300 bonus
Florida Credit Union : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a free personal checking account with promo code 23CHK300.
- Within 60 days, complete direct deposits totaling $500 or more.
- Keep account open for at least 90 days.
at Florida Credit Union
Regions LifeGreen Checking - $50 bonus
Regions Bank : LifeGreen Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days.
- Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
Valley My Choice - up to $150 bonus
Valley Bank : Valley My Choice
- Bonus Amount
- up to $150
- Account Type
- Student Checking
- Bonus Requirements
-
- Open a new Valley My Choice checking account using the link below.
- Within 60 days, activate mobile banking and enroll in paperless statements to earn $75.
- Within the same 60 days, optionally complete 1 of the following 2 requirements to earn an additional $75: (1) make 20 debit card purchases of $5 or more each, OR (2) complete 3 online bill payments.
- Bonus(es) will be credited to your account within 90 days of account opening.
at Valley
Valley My Choice Teen Checking - $25 bonus
Valley Bank : Valley My Choice Teen Checking
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new My Choice Teen Checking account at a local branch.
- Sign up for a debit card.
- Bonus will be credited to your new account within 90 days from meeting the requirement.
at Valley
Community Credit Union of Florida Personal Checking - $125 bonus
Community Credit Union of Florida : Personal Checking
- Bonus Amount
- $125
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a personal checking account.
- Download the free CCU Mobile App.
- Within 60 days, enroll in eStatements.
- Also, within 60 days, use your debit card 20 times to make purchases or payments.
at Community Credit Union of Florida
Community Credit Union of Florida Youth Checking - $10 bonus
Community Credit Union of Florida : Youth Checking
- Bonus Amount
- $10
- Account Type
- Student Checking
- Bonus Requirements
-
- Open a new youth checking account.
- Mention promo code MK-YOUTH10.
at Community Credit Union of Florida
Community Credit Union of Florida Personal Checking - $100 bonus
Community Credit Union of Florida : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a personal checking account.
- Download the free CCU Mobile App.
- Within 60 days, enroll in eStatements.
- Also, within 60 days, use your debit card 20 times to make purchases or payments.
at Community Credit Union of Florida
First Citrus Bank Personal and Business Checking - $100 bonus
First Citrus Bank : Personal and Business Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Bonus Requirements
-
- Be an existing client at First Citrus Bank.
- Receive your personalized referral link using our link below.
- Refer friends to open a new personal or business checking account.
- Bonus will be deposited within 60 days of your friend establishing a new checking account.
Valley All Access Rewards Checking - up to $240 bonus
Valley Bank : Valley All Access Rewards Checking
- Bonus Amount
- up to $240
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new All Access Rewards Checking Account using the link below.
- For the next 12 months, receive $750 or more in qualifying direct deposits each month to earn $20.
- The bonus will be credited within 35 days of each month's qualifying direct deposit.
at Valley
Best savings account promotions in Florida
Here are the banks and credit unions offering Florida residents a welcome bonus for opening a new CD, money market, or high-yield savings account:
TD Bank Personal Savings - $200 bonus
TD Bank : Personal Savings Account
- Bonus Amount
- $200
- Account Type
- Personal Savings
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a TD Savings account using the link below.
- Within 20 days, deposit $20,000 and maintain that balance for 90 days.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
Citizens Personal Savings - up to $500 bonus
Citizens Bank : Personal Savings
- Bonus Amount
- up to $500
- Account Type
- Personal Savings
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a new Citizens Quest® Savings account using the link below.
- By April 30th, in a single transaction deposit at least $5,000 in new money into the account, earn $250 or $10,000 to earn $500 .
- Maintain at least $5,000/$10,000 on deposit until September 30, 2024.
- Bonus will be deposited to your new checking account by October 31, 2024.
at Citizens
Wintrust Florida Statement Savings - $200 bonus
Wintrust Florida : Statement Savings
- Bonus Amount
- $200
- Account Type
- Personal Savings
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new Statement Savings account using the link below.
- Within the same month of account opening, deposit $15,000 in new money.
- Maintain the $15,000 balance for the three months after the initial month the account is opened.
- Bonus will post to your new account within 30 days after the qualification period.
at Wintrust Florida
Addition Financial Fun Bucks Savings - up to $400 bonus
Addition Financial Credit Union : Fun Bucks Savings
- Bonus Amount
- up to $400
- Account Type
- Student Savings
- Bonus Requirements
-
- Open a regular youth savings account in-branch.
- Establish a Fun Savings account.
- Each quarter, deposit at least $10 to earn 2% APY cash back, up to $100.
- The bonus – or "Fun Bucks" – will automatically post to the Fun Bucks account on the last day of each quarter.
at Addition Financial
Citi® Accelerate Savings - 4.45% APY
Citi® : Citi® Accelerate Savings
- Bonus Amount
- 4.45% APY
- Account Type
- Personal Savings
- Bonus Requirements
-
- Open a new Citi® Accelerate Savings account using the link below.
- Transfer money from a different bank or an existing Citi account.
- Interest compounds daily and will be credited to your account each month.
at Citi®
BMO Savings Builder - up to $60 bonus
BMO : Savings Builder
- Bonus Amount
- up to $60
- Account Type
- Personal Savings
- Bonus Requirements
-
- Open a new Savings Builder account using the link below.
- Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
at BMO
Best brokerage account promotions and bonuses in Florida
Looking for a new brokerage? If you live in Florida, you can get a reward for opening any of these investment accounts:
Sorry, no offers found that match your criteria.
Best business account bonuses in Florida
Have a business in Florida? These banks and credit unions are running promotional offers if you open a new business account:
BMO Business Checking - up to $1000 bonus
BMO : Business Checking
- Bonus Amount
- up to $1000
- Account Type
- Business Checking
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a new BMO Harris business account online or in branch using the link below.
- On day 120, have an average collected balance of at least $4,000 to be eligible to earn $300 OR at least $10,000 to be eligible to earn $500 OR at least $30,000 to be eligible for $1,000.
- Within the first 120 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
- Bonus will be deposited into the new checking account within 14 days of meeting the promotion requirements, approximately Day 130.
at BMO
Truist Business Checking - $400 bonus
Truist Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Offer Expires
- June 27, 2024
- Bonus Requirements
-
- Open a new Truist business checking account using the promo code SB24Q2BIZAFL.
- Within 30 days, deposit $1,500.
- During the same 30 days, enroll in online banking and log-in.
- Bonus will be credited to your new account within 4 weeks of meeting requirements.
at Truist
Citi® Business Checking - up to $2000 bonus
Citi® : Business Checking Account
- Bonus Amount
- up to $2000
- Account Type
- Business Checking
- Offer Expires
- July 8, 2024
- Bonus Requirements
-
- Open a new Citibank business checking account in-branch and ask to be enrolled in this offer.
- Within 30 days, deposit $5,000 to earn $300, $20,000 to earn $750, $100,000 to earn $1,500, or $200,000 to earn $2,000.
- Maintain that balance for 60 days.
- The bonus will be credited to your business checking account within 90 days from the end of the month in which you complete the requirements.
Santander Bank Business Checking - up to $500 bonus
Santander Bank : Business Checking
- Bonus Amount
- up to $500
- Account Type
- Business Checking
- Offer Expires
- July 30, 2024
- Bonus Requirements
-
- Open a new Business Checking or Business Checking Plus account using the promo code BUS500Q124SEA.
- For 90 days, maintain an average daily balance of $2,500.
- Keep your account open for at least 90 days.
- Bonus will be paid within 30 days of the meeting the requirements.
at Santander Bank
Seacoast Business Checking - $600 bonus
Seacoast Bank : Business Checking
- Bonus Amount
- $600
- Account Type
- Business Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new Seacoast Business Checking, Business Checking Plus, Premium Business or Commercial Checking account using the link below. If prompted, use promo code BIZ600
- Within 15 days, deposit $10,000 and maintain at least an average daily balance of $10,000 for the first 90 days.
- During the first 90 days also make 15 qualifying electronic transactions .
- Bonus will be credited to your account within 95 days of setting up the account.
at Seacoast
Republic Bank & Trust Company Business Checking - $200 bonus
Republic Bank & Trust Company : Business Checking
- Bonus Amount
- $200
- Account Type
- Business Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Be a new customer and open a new business checking account with promo code MKT.
- Within 3 statement cycles, complete a combination of 5 or more of the following activities: Direct deposit (an ACH credit ) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 or an ACH Debit of at least $25.
- Bonus will be paid on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
at Republic Bank & Trust Company
MidFlorida Credit Union Free Business Checking - $300 bonus
MidFlorida Credit Union : Free Business Checking
- Bonus Amount
- $300
- Account Type
- Business Checking
- Bonus Requirements
-
- Find your nearest MidFlorida Credit Union branch and open a new business checking account.
- Within 45 days, enroll in eStatements, eNotice, online banking, and a debit card.
- In 2 of the first 6 months, make deposits totaling $5,000 each month (so a total of $10,000).
- Bonus will be deposited into your new account once requirements are met.
Regions Business Checking - $150 bonus
Regions Bank : Business Checking
- Bonus Amount
- $150
- Account Type
- Business Checking
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
- Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
BankPlus Business Checking - up to $100 bonus
BankPlus : Business Checking
- Bonus Amount
- up to $100
- Account Type
- Business Checking
- Bonus Requirements
-
- Open a new business checking account with BankPlus.
- In the month of account opening, make 2 debit card purchases using your BankPlus Business Visa® debit card, earn $25.
- In the second month, make 8 debit card purchases using your BankPlus Business Visa® debit card, earn $75.
- $25 bonus and $75 bonus will be credited to the account at end of statement cycle in which transactions were posted and cleared.
at BankPlus
First Federal Bank Business Checking - up to $400 bonus
First Federal Bank : Business Checking
- Bonus Amount
- up to $400
- Account Type
- Business Checking
- Bonus Requirements
-
- Open a new business checking account and deposit new money as follows: at least $10,000 to earn $400 or at least $5,000 to earn $200.
- Maintain the minimum balance needed for your selected bonus tier for at least 60 days.
- Once the criterion is met, the bonus will be credited to the new account no later than 120 days from the open date.
at First Federal Bank
SouthState Bank Business Checking - $400 bonus
SouthState Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Bonus Requirements
-
- Open a new business checking account from SouthState (they have 6 eligible accounts!) using promo code SB400.
- Within 90 calendar days, make 15 or more posted and cleared debit card purchases OR make at least $5,000 ACH credits to the account.
- Bonus will be paid within 2 business days of the completion of the 90 calendar day qualifying period.