24 Best Bank Bonuses and Promotions In Arizona

You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.

Wait, what?

No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.

Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.

If you're in Arizona and looking to open a new account, be sure to check here first or you could be leaving money on the table.

Best checking account bonus offers in Arizona

If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:

PNC Virtual Wallet® - up to $400 bonus

PNC Bank : Virtual Wallet®

Bonus Amount
up to $400
Account Type
Personal Checking
Offer Expires
July 1, 2024
Bonus Requirements
  1. Open a Virtual Wallet® account online to qualify, See link below.
  2. Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.
Full Details

at PNC

Full Offer Details

U.S. Bank Smartly® Checking - up to $700 bonus

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount
up to $700
Account Type
Personal Checking
Offer Expires
June 27, 2024
Bonus Requirements
  1. Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
  2. U.S. Bank Smartly® Checking bonus (up to $500): Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling $3,000 - $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
  3. U.S. Bank Standard Savings bonus (up to $200): Open a Standard Savings account and make new money deposit(s) totaling $15,000 or more by July 17, 2024 AND Maintain that balance until October 31, 2024 to earn up to $200
  4. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Apply Now

at U.S. Bank

Full Offer Details

BMO Personal Checking - $250 bonus

BMO : Personal Checking

Bonus Amount
$250
Account Type
Personal Checking
Offer Expires
May 3, 2024
Bonus Requirements
  1. Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account using the link below.
  2. Within 90 days, have a total of $4,000 in qualifying direct deposits.
  3. Bonus is credited directly to your checking account approximately 100 days after account opening.
  4. Conditions apply. BMO Bank N.A. Member FDIC
Learn More

at BMO

Full Offer Details

Flagstar Bank Personal Checking - up to $350 bonus

Flagstar Bank : Personal Checking

Bonus Amount
up to $350
Account Type
Personal Checking
Offer Expires
April 30, 2024
Bonus Requirements
  1. Open a Ready Checking or Elite Checking account with $50 or more.
  2. For the first 90 days, maintain an average daily balance of $500 or more.
  3. Within the same 90 days, set up one or more direct deposits totaling $500 or more.
  4. Bonus will be deposited into your account 91-104 days after an initial deposit is made to the new account.
Apply Now

at Flagstar Bank

Full Offer Details

BMO Relationship Checking - $400 bonus

BMO : Relationship Checking

Bonus Amount
$400
Account Type
Personal Checking
Offer Expires
May 3, 2024
Bonus Requirements
  1. Open a new Relationship Checking account using the link below.
  2. Within 90 days, have a total of $7,500 in qualifying direct deposits.
  3. Bonus is paid approximately 100 days after account opening.
  4. Conditions apply. BMO Bank N.A. Member FDIC
Learn More

at BMO

Full Offer Details

Sandia Laboratory Federal Credit Union Personal Checking - up to $200 bonus

Sandia Laboratory Federal Credit Union : Personal Checking

Bonus Amount
up to $200
Account Type
Personal Checking
Offer Expires
May 31, 2024
Bonus Requirements
  1. Get a referral code from a friend (you'll both receive $50! – optional).
  2. Join SLCFCU and open a new Quick Cash or Money Manager Checking account.
  3. Within 60 days, establish a direct deposit of at least $100.
  4. $150 bonus (+$50 bonus if referred) will be deposited into your account within 30 days of all requirements being met
Apply Now

at Sandia Laboratory Federal Credit Union

Full Offer Details

OneAZ Personal Checking - $300 bonus

OneAZ Credit Union : Personal Checking

Bonus Amount
$300
Account Type
Personal Checking
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a checking account with OneAZ Credit Union.
  2. Within 60 days, complete direct deposits totaling at least $1,000 for 2 consecutive months.
  3. Bonus will be deposited into your account following two (2) consecutive months of qualifying activity.
Apply Now

at OneAZ

Full Offer Details

Credit Union West Personal Checking - $150 bonus

Credit Union West : Personal Checking

Bonus Amount
$150
Account Type
Personal Checking
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a new member to Credit Union West using promo code JOIN150.
  2. Open a new checking account.
  3. Within 30 days, complete an ACH transaction.
  4. Within the same 30 days, complete 15 debit card transactions.
  5. Keep the account open and in good standing for 90 days.
  6. Bonus will post automatically to your account.
Apply Now

at Credit Union West

Full Offer Details

Arizona Central Credit Union Personal Checking - up to $500 bonus

Arizona Central Credit Union : Personal Checking

Bonus Amount
up to $500
Account Type
Personal Checking
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a member of AZCCU and open a new personal checking using the link below.
  2. Sign up for eStatements.
  3. Within 60 days, make 10 debit card transactions of any kind.
  4. Within the same 60 days, receive a direct deposit of $500 each month to receive $250 or $1,000 per month to receive $500.
  5. 50% of the bonus Bonus will be credited to your account within 10 days of meeting all 3 requirements.
  6. The remaining 50% of the monetary bonus will be deposited at the end of 6 months from the date of account opening
Apply Now

at Arizona Central Credit Union

Full Offer Details

Premier America Credit Union Smart Spending - $25 bonus

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

Full Offer Details

Meriwest Credit Union Smart Rewards - $300 bonus

Meriwest Credit Union : Smart Rewards

Bonus Amount
$300
Account Type
Personal Checking
Bonus Requirements
  1. Become a member of Meriwest Credit Union and open a new Smart Rewards Checking account.
  2. For the first 3 months, complete the following: 1) Make At least 10 debit card purchases OR $500 in debit card spend; 2) Complete a direct deposit of $1,000 or more; 3) Be enrolled in e-statements.
  3. Bonus will be deposited into the checking account within 10 business days of criteria being met.
Apply Now

at Meriwest Credit Union

Full Offer Details

Provident Credit Union Dividend Business Checking - $300 bonus

Provident Credit Union : Dividend Business Checking

Bonus Amount
$300
Account Type
Personal Checking
Bonus Requirements
  1. Open a new personal checking account using the promo code 9982.
  2. Enroll in online banking and e-Documents.
  3. Starting the month following your account opening, do these 2 things for 2 months: make $400 of purchases using your debit and/or credit card, and make total deposits of $2,500.
  4. Bonus will be credited to your new account within 120 days of account opening.
Apply Now

at Provident Credit Union

Full Offer Details

Desert Financial Free Checking - $100 bonus

Desert Financial Federal Credit Union : Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Be a member of Desert Financial Credit Union.
  2. Refer a friend using the online form linked from this site or submit in-branch.
  3. WIthin 90 days, the person referred must then complete the following: 1) Open a new personal checking account, 2) Complete a direct deposit, and 3) Make 30 debit transactions.
  4. Bonus will be deposited within 10 business days in the month following the end of the first 90-day period if qualifications are met.
Learn More
Full Offer Details

Western Personal Checking Referral - $100 bonus

Western State Bank : Personal Checking Referral

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Be an existing member.
  2. Complete online form linked below and give form to friends and family.
  3. Bonus will be deposited within 30 days of them opening a new personal checking account.
Apply Now

at Western

Full Offer Details

Arizona Bank & Trust Free Checking - $150 bonus

Arizona Bank & Trust : Free Checking

Bonus Amount
$150
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Free Checking account.
  2. Within 90 days, receive two direct deposits of $300 or more.
  3. Bonus will be paid within 5 business days of completing the requirements.
Apply Now

at Arizona Bank & Trust

Full Offer Details

Western Free Checking - $50 bonus

Western State Bank : Free Checking

Bonus Amount
$50
Account Type
Personal Checking
Bonus Requirements
  1. Open a Free personal checking account
  2. Enroll in direct deposit.
  3. Enroll in eStatements.
  4. Open a Cash & Check Card.
  5. Bonus will deposit within 60 days after first direct deposit is received.
Apply Now

at Western

Full Offer Details

Desert Financial Free Checking - $200 bonus

Desert Financial Federal Credit Union : Free Checking

Bonus Amount
$200
Account Type
Personal Checking
Bonus Requirements
  1. Become a new member of DFCU and open a Free Checking account.
  2. Within the first 60 days, establish and receive a minimum direct deposit of at least $500.
  3. Within the same 60 days, enroll in eStatements.
  4. Within the same 60 days, complete at least 10 debit card transactions
  5. Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met.
Apply Now

at Desert Financial

Full Offer Details

Arizona Federal Checking Plus - $200 bonus

Arizona Federal Credit Union : Checking Plus

Bonus Amount
$200
Account Type
Personal Checking
Bonus Requirements
  1. Join AFCU and open a new Checking Plus account.
  2. Within 45 days, complete 10 debit card transactions.
  3. Bonus will be paid within 15 days of completing the requirements.
Apply Now

at Arizona Federal

Full Offer Details

Arizona Bank & Trust Platinum Checking - $400 bonus

Arizona Bank & Trust : Platinum Checking

Bonus Amount
$400
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Platinum Checking account using the link below.
  2. Within 90 days, receiving direct deposits totaling $7,500.
  3. Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
Apply Now

at Arizona Bank & Trust

Full Offer Details

Western Future Checking - $25 bonus

Western State Bank : Future Checking

Bonus Amount
$25
Account Type
Student Checking
Bonus Requirements
  1. Open a Future checking account.
  2. Bonus will be deposited within 60 days.
Apply Now

at Western

Full Offer Details

Western Personal Checking - $100 bonus

Western State Bank : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Open a VIP or VIP Plus personal checking account.
  2. Enroll in direct deposit.
  3. Enroll in eStatements.
  4. Open a Cash & Check Card.
  5. Bonus will deposit within 60 days after first direct deposit is received.
Apply Now

at Western

Full Offer Details

Best savings account promotions in Arizona

Here are the banks and credit unions offering Arizona residents a welcome bonus for opening a new CD, money market, or high-yield savings account:

Citi® Accelerate Savings - 4.45% APY

Citi® : Citi® Accelerate Savings

Bonus Amount
4.45% APY
Account Type
Personal Savings
Bonus Requirements
  1. Open a new Citi® Accelerate Savings account using the link below.
  2. Transfer money from a different bank or an existing Citi account.
  3. Interest compounds daily and will be credited to your account each month.
Apply Now

at Citi®

Full Offer Details

BMO Savings Builder - up to $60 bonus

BMO : Savings Builder

Bonus Amount
up to $60
Account Type
Personal Savings
Bonus Requirements
  1. Open a new Savings Builder account using the link below.
  2. Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
Apply Now

at BMO

Full Offer Details

Best brokerage account promotions and bonuses in Arizona

Looking for a new brokerage? If you live in Arizona, you can get a reward for opening any of these investment accounts:

Sorry, no offers found that match your criteria.

Best business account bonuses in Arizona

Have a business in Arizona? These banks and credit unions are running promotional offers if you open a new business account:

BMO Business Checking - up to $1000 bonus

BMO : Business Checking

Bonus Amount
up to $1000
Account Type
Business Checking
Offer Expires
April 30, 2024
Bonus Requirements
  1. Open a new BMO Harris business account online or in branch using the link below.
  2. On day 120, have an average collected balance of at least $4,000 to be eligible to earn $300 OR at least $10,000 to be eligible to earn $500 OR at least $30,000 to be eligible for $1,000.
  3. Within the first 120 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
  4. Bonus will be deposited into the new checking account within 14 days of meeting the promotion requirements, approximately Day 130.
Apply Now

at BMO

Full Offer Details