Spiral Checking $50 Bonus

Spiral Financial : Spiral Checking

Bonus Amount
up to $50
Account Type
Personal Checking
Available In Your Area?
Yes
Offer Expires In
Bonus Requirements
  1. Open a new checking account with Spiral OR have an existing checking account with Spiral which has never had a deposit or credit.
  2. Before or on November 30, make a single $100 deposit to earn $25, or make a single $200 deposit to earn $50.
  3. Bonus will be credited to your checking account within 90 days from the date of deposit.
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Spiral is a mobile-only neobank, and they're offering up to a $50 bonus when you make your first deposit to a new or existing checking account. There are two tiers to this bonus: earn $50 if you deposit $200 or earn $25 if you deposit $100. That's a pretty solid return for an account that's free and available nationwide.

Keep in mind the bank is mobile only, so you'll need to download their app (App Store or Google Play) in order to get started.

Want an added bonus? Spiral just announced a $200 bonus when you connect direct deposit to your checking account. After you signup for Spiral, learn more about this additional $200 bonus.

How To Earn The Bonus

The Spiral Checking promotion requires you to deposit and maintain a minimum balance in order to earn the $50 bonus. Full requirements to receive this bonus are:

  1. Open a new checking account with Spiral OR have an existing checking account with Spiral which has never had a deposit or credit.
  2. Before or on November 30, make a single $100 deposit to earn $25, or make a single $200 deposit to earn $50.
  3. Bonus will be credited to your checking account within 90 days from the date of deposit.

The fine print

  • Cumulative deposits totaling the required $100 or $200 will not qualify. Qualifying deposit must be a single transaction.
  • The $25 and $50 offers are not combined if you make a deposit of $200 or more.
  • Offer is not available to customers who have previously made a deposit to their Spiral checking account (excluding micro-deposits to verify external accounts), customers who made a deposit to their checking account in any amount but currently have a zero or negative balance, or customers who received a bonus on a previous checking account at any time.
  • Checking account must remain open, active, in good standing and in the same product type through the qualifying period to receive the bonus.
  • If the checking account is closed by Spiral, Spiral may deduct the bonus amount from the checking account before the checking account is closed.

Why Spiral Financial?

Spiral is a financial technology company, not a bank. Though their banking products and services are provided by FDIC-insured nbkc bank, so your deposits are safe.

Spiral's motto is "Banking that helps you build a better life while making the world a better place." In support of this, they will match your donations to over a million 501(c)(3) charities, up to $150 a year.

Spiral Checking

Spiral Checking is a free checking account from the neobank Spiral. The account has no monthly fees and no minimum balance requirements.

On top of that, the account gives you the opportunity to earn up to $135 annually in cash bonuses, plus a dollar-for-dollar match on your charitable donations, up to $150 annually.

In order to qualify for the bonus and match, you'll need to receive $1,000 in deposits each month. This needs to be a direct deposit from your payroll to qualify for the charity match, but a regular ACH deposit will qualify you for the bonus.

Fees

Spiral Checking does charge a monthly fee of $7, but there are ways to get this waived:

  • Make a deposit or withdrawal at least every 90 days.
Banking products and services provided by nbkc bank, Member FDIC.