Spiral Checking $200 Bonus

Spiral Financial : Spiral Checking

Bonus Amount
$200
Account Type
Personal Checking
Available In Your Area?
Yes
Offer Expires In
Bonus Requirements
  1. Have an existing Spiral checking account.
  2. Make a direct deposits of at least $1,000 for 2 consecutive months.
  3. Bonus will be deposited to your checking account no later than 30 days from the last day of the second consecutive month in which the recurring direct deposits were received.
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Spiral is a mobile-first neobank, and they're offering a $200 bonus when you add direct deposit to an existing checking account. That's a pretty solid return for an account that's free and available nationwide.

How To Earn The Bonus

The Spiral Checking promotion requires you to set up direct deposits in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Have an existing Spiral checking account.
  2. Make a direct deposits of at least $1,000 for 2 consecutive months.
  3. Bonus will be deposited to your checking account no later than 30 days from the last day of the second consecutive month in which the recurring direct deposits were received.

The fine print

  • The checking account must remain open, active, in good standing and in the same product type through the qualifying period to receive the bonus.
  • Spiral and nbkc bank employees are not eligible.

Why Spiral Financial?

Spiral is a financial technology company, not a bank. Though their banking products and services are provided by FDIC-insured nbkc bank, so your deposits are safe.

Spiral's motto is "Banking that helps you build a better life while making the world a better place." In support of this, they will match your donations to over a million 501(c)(3) charities, up to $150 a year.

Spiral Checking

Spiral Checking is a free checking account from the neobank Spiral. The account has no monthly fees and no minimum balance requirements.

On top of that, the account gives you the opportunity to earn up to $135 annually in cash bonuses, plus a dollar-for-dollar match on your charitable donations, up to $150 annually.

In order to qualify for the bonus and match, you'll need to receive $1,000 in deposits each month. This needs to be a direct deposit from your payroll to qualify for the charity match, but a regular ACH deposit will qualify you for the bonus.

Fees

Spiral Checking does charge a monthly fee of $7, but there are ways to get this waived:

  • Make a deposit or withdrawal at least every 90 days.
Banking products and services provided by nbkc bank, Member FDIC.