PNC Virtual Wallet® Checking Pro $200 Bonus

PNC Bank logo

PNC Bank : Virtual Wallet® Checking Pro

$200

Offer Expired On

May 31, 2022

How To Earn The Bonus

  1. Reside in a state that doesn't have a PNC branch.
  2. Open an account using the link below.
  3. Within 60 days, complete direct deposits totaling $2,000.
  4. Bonus will be deposited within 60-90 days after all conditions are met.

Available in Your Area?

No

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

PNC Bank logo

Don't live in a state where PNC has a branch? No worries, PNC is offering a $200 bonus when you open a Virtual Wallet Checking Pro account, which is only available to customers outside their in-branch footprint. Just complete the direct deposit requirements within 60 days. If you're in any one of the following states, this bonus is for you: AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY.

How To Earn The Bonus

The PNC Virtual Wallet® Checking Pro promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Reside in a state that doesn't have a PNC branch.
  2. Open an account using the link below.
  3. Within 60 days, complete direct deposits totaling $2,000.
  4. Bonus will be deposited within 60-90 days after all conditions are met.

The fine print

  • Your Virtual Wallet® Checking Pro must remain open in order for you to receive the reward.
  • New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.

How does this checking offer from PNC compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
13 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$375
Account Type
Personal Checking
Expires In
88 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
16 days
Requires
  • Direct Deposit

Why PNC Bank?

PNC Bank is the 7th largest in the U.S., with nearly 2,300 physical branches across the country. They recently acquired BBVA, increasing their reach even further.

Similar to Citi's "banking packages", PNC offers combo products that pair checking, short and long-term savings accounts together under "Spend, Reserve and Growth" virtual wallets. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection).

Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. Typical of the big national brands, their interest rates are low. And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks).

Virtual Wallet® Checking Pro

Virtual Wallet® Checking Pro is a checking account for those that are considered "out of footprint", which basically means in a state that doesn't have a physical branch. These include customers in: AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA and WY.

Fees

Virtual Wallet® Checking Pro does not charge a monthly fee.

PNC Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, PNC Bank has a total of 2689 branches in the United States.

Get a better idea of how well PNC Bank can serve you by checking out their branches closest to your area:

112 E Pecan St
San Antonio, TX 78205

Directions

101 South Main Street
Ann Arbor, MI 48104

Directions

115 E Van Buren Ave
Harlingen, TX 78550

Directions

2001 Kirby Drive
Houston, TX 77019

Directions

8951 Main Street
Frisco, TX 75034

Directions

202 East Washington Street
Lebanon, IN 46052

Directions

235 West 5th Street
San Juan, TX 78589

Directions

200 East Broad Street
Groveland, FL 34736

Directions

115 North Dooly Street
Montezuma, GA 31063

Directions

200 South Lawrence Boulevard
Keystone Heights, FL 32656

Directions

6518 West Highway 146
Crestwood, KY 40014

Directions

5817 North 2nd Street
Loves Park, IL 61111

Directions

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.