Monifi Spend $250 Bonus

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Monifi : Monifi Spend

$250

Offer Expires In

How To Earn The Bonus

  1. Open a new Monifi Spend account using the link below.
  2. Within 90 days, receive two direct deposits of $1,000 each.
  3. Bonus will be credited to your spend account within 45 days of meeting requirements.

Available in Your Area?

Yes

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Soft

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at Monifi

Monifi is offering a $250 bonus to Spend customers who set up direct deposits into their new Spend account. You'll need to be a relatively new Spend customer (account opened between January 1 and May 31), but you don't need to have opted into the bonus at account opening to qualify.

How To Earn The Bonus

The Monifi Spend promotion requires you to set up direct deposits in order to earn the $250 bonus.

Full requirements to receive this bonus are:

  1. Open a new Monifi Spend account using the link below.
  2. Within 90 days, receive two direct deposits of $1,000 each.
  3. Bonus will be credited to your spend account within 45 days of meeting requirements.

The fine print

  • The direct deposits must be an electronic deposit of the account owner’s paycheck, pension or government benefits, such as Social Security.
  • Limit one incentive per customer.
  • Offer may be changed or withdrawn at any time.
  • Monifi Relationship must be open and in good standing to receive promotion incentive.

How does this checking offer from Monifi compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
51 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$350
Account Type
Personal Checking
Expires In
126 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
54 days
Requires
  • Direct Deposit

Why Monifi?

Monifi, a division of MidFirst Bank, is an online-only bank that has a straightforward product: a single account that has a "spend balance" and a "save balance". The spend balance acts as a typical checking account with a linked debit card, and your save balance earns like a HYSA.

The integrated product comes with budgeting tools that allow you to add tags and notes to your purchases, easily export transactions, and create and track your progress toward savings goals.

Monifi also plays on a "Hey Siri" interaction, with the ability to speak or text questions about your spending, such as "How much did I spend on coffee last year?".

With no monthly fees, the backing of a large bank, and a pretty consistent welcome bonus, this FinTech is worth checking out.

Monifi Spend

Fees

Monifi Spend does not charge a monthly fee.

Monifi is a division of MidFirst Bank. Member FDIC.