M1 Finance Promotions & Bonuses in March 2024

M1 Finance is a personal finance app that offers investing, loans, and a high yield savings account. M1 Finance’s investing tools allow you to customize your own investment strategy and utilize automation to keep it in balance.

Current M1 Finance Promo Codes & Bonus Offers

Here are the active M1 bonuses that you can benefit from today:

1. M1 Invest [ACATS Transfer] - up to $20000 bonus

If you already have funds invested on another platform, you can earn big when you transfer funds to an M1 Finance account.

Right now, you can earn a bonus of up to $20,000 for making the switch. This is one of the largest bonus they've offered to date! This time around they've doubled the minimum to qualify ($100K).

All you have to do is open a new account that matches the type you’re transferring from, upload some documents, and you’ll be in line for the bonus.

The total bonus that you get depends on the amount of your transfer:

  • $100,000 – $249,999: $250
  • $250,000 – $499,999: $1,000
  • $500,000 – $999,999: $2,000
  • $1,000,000 – $1,999,999: $4,000
  • $2,000,000 - $4,999,999: $10,000
  • $5,000,000 - $6,999,999: $15,000
  • $7,000,000+: $20,000

M1 Finance : M1 Invest [ACATS Transfer]

Bonus Amount
up to $20000
Account Type
Investment
Availability
Nationwide
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new M1 Invest account that matches the account type you have at another brokerage.
  2. Within 60 days, submit a transfer request from your current brokerage(s). The size of your bonus will depend on the total account value: $100,000 to earn $250; $250,000 to earn $1,000; $500,000 to earn $2,000; $1M to earn $4,000; $2M to earn $10,000; $5M to earn $15,000 or $7M+ to earn $20,000.
  3. Bonus will be credited to your account on December 05, 2024.

2. M1 Invest - up to $5000 bonus

Have a 401(k), 403(b) or another employer-sponsored retirement plan? Roll it over to M1 to earn a huge bonus.

The total bonus that you get depends on the amount of your transfer:

  • $100,000 – $249,999.99: $500
  • $250,000 – $499,999.99: $1,000
  • $500,000 – $999,999.99: $2,500
  • $1,000,000+: $5,000

Looking to do an ACATS transfer instead? Check out the M1 Finance ACATS Bonus to earn up to $20,000

M1 Finance : M1 Invest

Bonus Amount
up to $5000
Account Type
Investment
Availability
Nationwide
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a retirement account in M1 using the link below.
  2. Contact your plan provider to initiate a rollover as outlined on the M1 site.
  3. Check delivery and deposit.
  4. Promotional Credits will be paid to eligible clients on January 31, 2025.

Summary: M1's Current Bonuses

Here’s a recap of the current M1 Finance promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
M1 Invest [ACATS Transfer] Investment up to $20000 Mar 31 Min Balance Details
M1 Invest Investment up to $5000 Mar 31 Min Balance Details

Expired Offers From M1

These bonuses were recently offered by M1, but are not available right now.

Check back often as M1 may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare M1's current bonuses to their previous deals.

M1 Invest - up to $4000 bonus (Expired)

Expired: December 26, 2022

M1 previously offered up to $4000 for opening a M1 Invest account.

To earn the bonus, you needed to:

  1. Open a new M1 Invest account that matches the account type you have at another brokerage.
  2. Within 60 days, submit a transfer request from your current brokerage(s). The size of your bonus will depend on the total account value: $50,000 to earn $100; $100,000 to earn $250; $250,000 to earn $500; $500,000 to earn $1,000; $1M to earn $2,500; or $2M to earn $4,000.
  3. Bonus will be credited to your account on June 6, 2023.

M1 Invest - up to $250 bonus (Expired)

Expired: May 15, 2022

M1 previously offered up to $250 for opening a M1 Invest account.

The steps to earning this bonus were:

  1. Be a new customer and open a new M1 Invest account using the link below.
  2. Within 2 weeks, deposit at least $5,000 to earn your bonus as follows: $5,000 to $9,999.99, earn $25; $10,000 to $29,999.99, earn $50, $30,000 to $49,999.99, earn $150; $50,000+ earn $250.
  3. Bonus will payout on November 15, 2022.

M1 Invest [Transfer] - up to $2500 bonus (Expired)

Expired: May 12, 2022

M1 previously offered up to $2500 for opening a M1 Invest [Transfer] account.

Earning this bonus required you to:

  1. Open a new M1 Invest account that matches the account type you have at another brokerage.
  2. Within 60 days, submit a transfer request from your current brokerage(s). The size of your bonus will depend on the total account value: $100,000 to earn $250; $250,000 to earn $500; $500,000 to earn $1,000; or $1M to earn $2,500.
  3. Bonus will be credited to your account 150 days after account opening.

M1 Spend - $100 bonus (Expired)

Expired: March 31, 2022

M1 previously offered $100 for opening a M1 Spend account.

The requirements for this bonus were:

  1. Open a new M1 Spend account at the link below.
  2. Within 14 days, fund the account with at least $2,500.
  3. For 30 days, maintain a balance above $2,500.
  4. Bonus will be deposited into your M1 Spend checking account on May 13, 2022.

M1 Invest - up to $5000 bonus (Expired)

Expired: February 18, 2022

M1 previously offered up to $5000 for opening a M1 Invest account.

To earn the bonus, you needed to:

  1. Have or open an M1 Invest account that matches the account type you have at another brokerage.
  2. Before promo expiration date, submit transfer requests from your current brokerage(s). The size of your bonus will depend on the total value transferred into M1 by the end of the promotion period: $50,000 to earn $500; $500,000 to earn $1,000; $1M to earn $2,500; $2M to earn $4,000; or $5M+ to earn $5,000
  3. Bonus will be paid on August 18.

M1 Invest - up to $150 bonus (Expired)

Expired: October 31, 2021

M1 previously offered up to $150 for opening a M1 Invest account.

Earning this bonus required you to:

  1. Be a new customer and open a new M1 Invest account using the link below.
  2. Within 2 weeks, deposit at least $1,000 to earn your bonus as follows: $1,000 to $4,999.99, earn $30; $5,000 to $9,999.99, earn $75; $10,000+, earn $150.
  3. Bonus will payout on January 31, 2022.

M1 Invest - up to $500 bonus (Expired)

M1 previously offered up to $500 for opening a M1 Invest account.

To earn the bonus, you needed to:

  1. Open a new M1 Invest account.
  2. Within 14 days, make cumulative initial deposits totaling at least $10,000.
  3. Maintain that balance for six months to earn your bonus, as follows: $10,000-$29,999 earn $75; $30,000-$49,999 earn $150; $50,000-$99,999 earn $250; $100,000+ earn $500.
  4. Bonus will payout on the last day of the sixth month after the New User Sign-up Date