GTE Financial Personal Checking $100 Bonus

If you happen to live in Florida, GTE Financial is offering you a $100 welcome bonus after you join and open a new checking account. It's been a while since they offered this promo and it's been halved, but still may be worth it if aren't already a member.

As with nearly all credit unions, when you join, a member-share savings account is established. You'll need to fund it with $5, which purchases your share of the credit union and makes you a member-owner.

As we mentioned, to earn this bonus, you'll then need to add a checking account and set up a monthly direct deposit of at least $500. Keep in mind that both of these steps need to take place within 90 days of your join date, and that the direct deposit needs to still be active at the time of the bonus payout.

How To Earn The Bonus

The GTE Financial Personal Checking promotion requires you to set up direct deposits in order to earn the $100 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

Offer valid for Florida residents only.
Member must be 18 years or older.
Offer valid for new GTE Members only.
Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits; deposits or transfers from other accounts or financial institutions do not qualify. Person-to-person payments (such as Venmo, CashApp, or PayPal) do not qualify as a direct deposit.
Direct deposit must still be active on bonus payout date.

Open a Personal Checking account before the bonus expires on April 30, 2024

How does this personal checking offer from GTE Financial compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Why GTE Financial Credit Union?

Go Premium Checking

Fees

Go Premium Checking charges a monthly maintenance fee of $4.95.

Go Full Access Checking

Fees

Go Full Access Checking does charge a monthly maintenance fee of $4.95, but there are ways to get this waived:

Enroll in eStatements and deposit $500 from a non-GTE account.
OR, complete 15 combined GTE debit or credit card transactions in the previous month.
OR, be the primary account holder of a Go Premium account.

Go Further Checking

Fees

Go Further Checking does charge a monthly maintenance fee of $9.95, but there are ways to get this waived:

Enroll in eStatements and deposit $500 from a non-GTE account.
AND, complete 15 combined GTE debit or credit card transactions in the previous month.

Apply now for a Personal Checking account to earn the $100 bonus offer

How to Join GTE Financial Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of GTE Financial's membership requirements:

Be a family member of an existing member: spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent, OR
Work for a business that is a GTE Community Partner, OR
Live, work, worship or attend school within the following zip codes: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619, OR
Join GTE's CU Savers financial education program for a one-time $10 membership fee (available nationwide).

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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GTE Financial Personal Checking $100 Bonus