Citigold® Account Package $1500 Bonus

Citibank : Citigold® Account Package
Bonus Amount
$1500
Account Type
Personal Checking
Available In Your Area?
Yes
Offer Expires In
Bonus Requirements
  1. Open a new Citigold® Account Package using the link below.
  2. Within 30 days, deposit $200,000 between the new checking and savings accounts and then maintain that balance for 60 days.
Other Details
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Monthly Fees?
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Citi has increased their offer this year, up from $700 in years past. If you're purposely keeping cash in a savings account, this is an easy way to put it to work. Keep in mind the money will be tied up not only for the 60-day requirement, but also for up to 90 days after that until the bonus is deposited. This reduces the effective rate on your savings to less than 2%, which isn't bad compared to today's account rates, but still significantly lower than the effective rate that other bonuses will net.

Don't quite have $200k? Citi is also running offers on other account packages, with $15,000 and $50,000 requirements (that are, in our opinion, better deals).

How To Earn The Bonus

The Citigold® Account Package promotion requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. Full requirements to receive this bonus are:

  1. Open a new Citigold® Account Package using the link below.
  2. Within 30 days, deposit $200,000 between the new checking and savings accounts and then maintain that balance for 60 days.

The fine print

  • After all required activities are met, the bonus will deposited to your account within 90 days.
  • Eligible customers are new Citibank customers who have not been a signer on a Citibank checking account within the past 6 months.

Why Citibank?

Citibank is headquarted in South Dakota and has about 700 physical locations in the U.S. (and another 1,800 overseas). They're best known for their credit cards, but they offer just about every product you'd expect from a big national bank – covering banking, lending, investing, and wealth management.

For their consumer banking, they offer a slight twist to the typical separation of checking and savings accounts, instead offering "banking packages" that include a checking account and a linked savings product, with a monthly service fee (waivable) that covers both.

Ultimately, there's certainly nothing to complain about with Citi, but there's also not much to really set them apart. They offer fewer physical branches than the other national brands, but the same low rates. What we like about Citi are the the consistent welcome bonuses, available nationwide.

Citigold® Account Package

Fees

Citigold® Account Package does not charge a monthly fee.