Chime Spending Account $290 Bonus

Chime Bank : Spending Account

Bonus Amount
$290
Account Type
Personal Checking
Available In Your Area?
Yes
Offer Expires In
Bonus Requirements
  1. Open a new account with Chime using the link below.
  2. Within 30 days, receive a direct deposit of $200.
  3. Points will be credited to your MyPoints account within 60 days of meeting the requirements.
Other Details
Hard Credit Pull?
Monthly Fees?
Open Online?
Save for later
Share with a friend

Chime has partnered with MyPoints to offer a bonus of 44,000 MyPoints (worth about $290) when you sign up for a new Chime account. This is a nice increase from the original deal of 26,000 points (about $165).

How To Earn The Bonus

The Chime Spending Account promotion requires you to set up direct deposits in order to earn the $290 bonus. Full requirements to receive this bonus are:

  1. Open a new account with Chime using the link below.
  2. Within 30 days, receive a direct deposit of $200.
  3. Points will be credited to your MyPoints account within 60 days of meeting the requirements.

The fine print

  • Must be a new Chime member.
  • The qualifying direct deposit must be made by the individual’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits.
  • This reward cannot be combined with any other enrollment bonuses, including a referral reward.
  • You must use the same email address for the Chime account as you do for your MyPoints account in order to earn the points.
  • Offer may only be completed once (1) per user.

Why Chime Bank?

Chime is a player in the FinTech space, with an intuitive mobile app, no maintenance, hidden or foreign transaction fees, and built-in features to help you save like their "save when you spend" and "save when you get paid" automatic transfers.

Their mobile app is what you'd expect from a tech company, and makes it easy to skip the local branch: easy to use (nearly 500k users rate it 4.8-star), mobile check deposits, toggles for locking your debit card or international transactions, spending alerts, fee-free mobile payments, bill pay, and more.

Spending Account

The Chime Spending Account is is a no-fee, basic online checking account that comes with a Visa debit card.

You’ll have mobile banking, direct deposit, mobile check deposit, and hassle-free transfers between checking and savings.

Chime also makes it easy if you happen to lose your debit card, with an option to disable transactions in the app, rather than waiting on hold for someone to help you.

Fees

Spending Account does not charge a monthly fee.