Capital One SavorOne Cash Rewards Credit Card $200 Bonus

Capital One SavorOne Cash Rewards Credit Card Card Art

Capital One SavorOne Cash Rewards Credit Card

$200

3.6

BankBonus.com score

Availability

Ease

Amount

Fees

How To Earn The Bonus

  1. Apply for a new SavorOne Rewards from Capital One using the link below.
  2. Within 3 months, spend $500 using your new card.
  3. Bonus will be applied to your rewards balance within two billing cycles after meeting the requirements.

Annual Fee

$0

Intro APR

0% intro on purchases for 15 months

Regular APR ((Variable))

19.99% - 29.99%

Credit Needed

Good to excellent

Capital One SavorOne Cash Rewards Credit Card Card Art

Learn More

at CardRatings.com

The Capital One SavorOne Cash Rewards card is a favorite for foodies and entertainment seekers. With generous uncapped cash back and a wealth of other benefits, it’s worth adding to your wallet if you spend big in these categories.

If you're in the market for a zero-annual-fee credit card that offers solid cash back on food and experiences, check out the SavorOne Rewards from Capital One.

In addition to an introductory 0% APR for the first 15 months, Capital One is offering new cardholders a one-time $200 bonus.

To earn the cash, you'll need to spend just $500 using your new card – and you'll have 3 months to meet that requirement. Like most credit card promotions from Capital One, you'll also need to be a completely new cardholder – previous account holders aren't eligible.

How To Earn The Bonus

The Capital One SavorOne Cash Rewards Credit Card promotion requires you to make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Existing or previous cardholders may not be eligible for this one-time bonus.
  • Your rewards are yours for the life of the account—they will not expire. But if your account is closed, you will lose any rewards you have not redeemed.

How does this Personal Card from Capital One compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Capital One

Capital One Venture X Rewards Credit Card

Bonus
75,000 Miles
Account Type
Personal Card
Annual Fee
$395

Amex

American Express® Gold Card

Bonus
60,000 Points
Account Type
Personal Card
Annual Fee
$250

Amex

Blue Cash Preferred® Card from American Express

Bonus
$250
Account Type
Personal Card
Annual Fee
$0 intro annual fee for the first year, then $95.

Why Capital One?

Capital One Bank is the fifth-largest consumer bank and the eighth-largest financial institution in the U.S. The firm has become well known in recent years for credit cards and the popular slogan, "What's in your wallet?"

The bank has about 325 physical branches – most of which are in New York, Texas and Virginia – and 70,000 fee-free ATMs. Their products cover both personal and business, with their rates and fees surprisingly competitive for a national bank. In fact, their 360 Checking account has no monthly fee while also offering (a small amount of) interest on your balance – virtually unheard of.

Capital One's digital experience is also solid, with intuitive online and mobile apps that are well-reviewed (4.9 in the App Store with 5.6 million ratings and 4.6 from the 1.3 million Android users) and offer the same features as most of the online-focused banks: card lock, mobile check deposit, instant alerts, reward tracking and redemption, face ID, and Zelle transfers.

Overall, Capital One is a really solid bank, and if you can also add on a welcome bonus? Well, that's the cherry on top.

Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards card is a favorite for foodies and entertainment seekers. With generous uncapped cash back and a wealth of other benefits, it’s worth adding to your wallet if you spend big in these categories.

Pros

  • Rewarding bonus categories
  • No annual fee
  • Intro APR

Cons

  • High credit requirements
  • Less rewarding outside bonus categories