Capital One 360 Checking $250 Bonus

Capital One logo

Capital One : 360 Checking

up to $250

Offer Expired On

June 21, 2022

How To Earn The Bonus

  1. Open a 360 Checking account using the promo code BONUS250.
  2. Within 75 days, complete 2 direct deposits of at least $250.
  3. Bonus will be received in either September, October or November of 2022 depending on when you opened your account.

Available in Your Area?

Yes

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Soft

Capital One logo

Available nationwide and from a well-ranked bank, Capital One is offering up to $250 if you open a 360 Checking account and setup direct deposit. We've seen this offer as high as $400, but also as low as $100, so this sits pretty squarely in the middle. Overall, if you're a new Capital One customer, this is a bonus with easy requirements and is worth taking advantage of.

How To Earn The Bonus

The Capital One 360 Checking promotion requires you to set up direct deposits in order to earn the $250 bonus.

Full requirements to receive this bonus are:

  1. Open a 360 Checking account using the promo code BONUS250.
  2. Within 75 days, complete 2 direct deposits of at least $250.
  3. Bonus will be received in either September, October or November of 2022 depending on when you opened your account.

The fine print

  • If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you're ineligible for the bonus.
  • If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
  • A qualifying direct deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution.
  • ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a direct deposit.

How does this checking offer from Capital One compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
15 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$375
Account Type
Personal Checking
Expires In
90 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
18 days
Requires
  • Direct Deposit

Why Capital One?

Capital One Bank is the fifth-largest consumer bank and the eighth-largest financial institution in the U.S. The firm has become well known in recent years for credit cards and the popular slogan, "What's in your wallet?"

The bank has about 325 physical branches – most of which are in New York, Texas and Virginia – and 70,000 fee-free ATMs. Their products cover both personal and business, with their rates and fees surprisingly competitive for a national bank. In fact, their 360 Checking account has no monthly fee while also offering (a small amount of) interest on your balance – virtually unheard of.

Capital One's digital experience is also solid, with intuitive online and mobile apps that are well-reviewed (4.9 in the App Store with 5.5 million ratings) and offer the same features as most of the online-focused banks: card lock, mobile check deposit, instant alerts, reward tracking and redemption, face ID, and Zelle transfers.

Overall, Capital One is a really solid bank, and if you can also add on a welcome bonus? Well, that's the cherry on top.

360 Checking

Fees

360 Checking does not charge a monthly fee.