Axos Bank Promotions & Bonuses in March 2024

Axos is a relatively new, online-only bank, established in 2000 and based in California. They offer both personal and business products, with particularly competitive rates on the personal side. In fact, their personal checking account earns a higher rate than most money market accounts (though there are a couple of tier requirements to earn the full advertised rate).

Altogether, Axos offers fewer products than the big banks, but enough for the average consumer and small business owner: checking and savings accounts, CDs, home, auto and personal loans. Also under the Axos umbrella, the company offers Axos Invest, a robo-advisor similar to products like Betterment and Wealthfront.

Current Axos Bank Promo Codes & Bonus Offers

Here are the active Axos bonuses that you can benefit from today:

1. Rewards Checking - up to $300 bonus

Axos is offering to put up to an extra $300 in your pocket. This bonus is high for Axos; however, it also comes with some hefty requirements!

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit of at least $5,000. There's also a sizable minimum balance requirement which must be started immediately to earn the full bonus amount.

This cash bonus is in addition to the account's APY, which could see you earning up to 3.30% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Axos Bank : Rewards Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a new Rewards Checking account with promo code AXOS300 and fund it within 30 days of account opening.
  2. During the first seven (7) calendar months your account is open (including the month in which it was opened), have qualifying direct deposit(s) that total at least $5,000 each calendar month.
  3. Each calendar month you complete these requirements, you'll earn $50, up to $300 total.
  4. Bonus(es) will be deposited into your new checking account within 10 business days following the eligible statement cycle date.

2. Basic Business Checking - up to $400 bonus

Available nationwide with the ability to open online, Axos is offering a $400 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Axos Bank : Basic Business Checking

Bonus Amount
up to $400
Account Type
Business Checking
Availability
Nationwide
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a new Basic Business Checking account from Axos Bank with promo code NEW400.
  2. During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
  3. In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
  4. Bonus will be deposited into your new account within 10 business days of your statement cycle date.

3. Business Interest Checking - up to $400 bonus

Available nationwide with the ability to open online, Axos is offering up to a $400 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Axos Bank : Business Interest Checking

Bonus Amount
up to $400
Account Type
Business Checking
Availability
Nationwide
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a new Business Interest Checking account from Axos Bank with promo code NEW400.
  2. During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
  3. In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
  4. Bonus will be deposited into your new account within 10 business days of your statement cycle date.

4. CashBack Checking - $300 bonus

Available nationwide, Axos is offering a $300 welcome bonus when you open a new CashBack Checking account and set up direct deposit. The bonus landing page suggest that the addition of a Best Savings account bundled with your CashBack checking account is required, but the terms do not mention it as a req.

Axos Bank : CashBack Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
July 31, 2024
Bonus Requirements
  1. Open a new CashBack Checking + Best Savings bundle with promocode FREEDOM300.
  2. Within 30 days, fund the account.
  3. Within the first 4 statement cycles, each month that you complete direct deposits of at least $1,000, you'll earn $100 (up to a max of 3 times).
  4. Bonus will be deposited into your Axos Bank CashBack Checking account within 10 business days following the end of the statement cycle in which the direct deposit requirement was met.

Summary: Axos's Current Bonuses

Here’s a recap of the current Axos Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Rewards Checking Personal Checking up to $300 Jun 30 Direct Deposit, Min Balance Details
Basic Business Checking Business Checking up to $400 Jun 30 Min Balance, Bill Pay, Card Spend Details
Business Interest Checking Business Checking up to $400 Jun 30 Min Balance, Bill Pay, Card Spend Details
CashBack Checking Personal Checking $300 Jul 31 Direct Deposit Details

Expired Offers From Axos

These bonuses were recently offered by Axos, but are not available right now.

Check back often as Axos may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare Axos's current bonuses to their previous deals.

Business Premium Savings - up to $375 bonus (Expired)

Expired: March 8, 2024

Axos previously offered up to $375 for opening a Business Premium Savings account.

To earn the bonus, you needed to:

  1. Open a new Business Premium Savings account with promo code BPS375.
  2. Within 30 days, fund the account.
  3. During the first 4 statement cycles maintain a minimum balance as follows: $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and 74,999.99. $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
  4. You can earn a maximum of 3 payouts during the 4 statement cycles.
  5. Bonus(es) will be deposited into your new account within 10 business days following the end of the statement cycle in which the balance requirement was met.

Business Money Market - up to $200 bonus (Expired)

Expired: June 30, 2023

Axos previously offered up to $200 for opening a Business Money Market account.

The steps to earning this bonus were:

  1. Have a business incorporated after 06/01/2020.
  2. Open a new Business Money Market Account using promocode NEWBIZ200 ($200) or NEWAXOSBIZ ($100).
  3. For the two months following account creation, maintain an average minimum daily balance of $2,500.
  4. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Business Savings - up to $200 bonus (Expired)

Expired: June 30, 2023

Axos previously offered up to $200 for opening a Business Savings account.

Earning this bonus required you to:

  1. Open a new Business Savings account using the link below. If you incorporated after June 1, 2020, use promo code NEWBIZ200 for the $200 bonus, otherwise use promo code NEWAXOSBIZ for a $100 bonus.
  2. In the first two months after account opening, maintain an average daily balance of $2,500.
  3. Bonus will be deposited into your account within 5 business days of your statement cycle date.

Self-Directed Trading - $250 bonus (Expired)

Expired: May 31, 2023

Axos previously offered $250 for opening a Self-Directed Trading account.

The requirements for this bonus were:

  1. Open a new Axos Self-Directed Trading or Managed Portfolio account.
  2. Within 60 days, fund your account with at least $2,000.
  3. SDT accounts will also need to make a minimum of 2 trades of at least $25 to qualify.
  4. Maintain a balance of at least $2,000 for 90 days.
  5. Bonus will be deposited within 10 days following the 90-day waiting period.

Self-Directed Trading + Rewards Checking Combo - $200 bonus (Expired)

Expired: August 30, 2022

Axos previously offered $200 for opening a Self-Directed Trading + Rewards Checking Combo account.

To earn the bonus, you needed to:

  1. Open a new Axos Rewards Checking account with promo code LEVELUP and have qualifying direct deposit(s) that total at least $1,500.00 within a single calendar month during the first three (3) calendar months your account is open, including the month in which your account was opened.
  2. Open a new Self-Directed Trading account.
  3. Within 45 days, fund the account with at least $2,500, and place one trade in the Axos Invest account.
  4. Maintain that level of funding during the first three (3) calendar months your account is open.
  5. Bonus will be deposited to your Rewards Checking account within 30 days following the 90-day waiting period.

Rewards Checking - $50 bonus (Expired)

Expired: April 30, 2022

Axos previously offered $50 for opening a Rewards Checking account.

Earning this bonus required you to:

  1. Open a new Rewards Checking account with promo code "RC50".
  2. Within the first 3 calendar months, make direct deposits totaling at least $1,500 in a single calendar month.
  3. Bonus will be deposited into your new checking account within five (5) business days of your third statement cycle date.

High Yield Savings - up to $200 bonus (Expired)

Expired: April 30, 2022

Axos previously offered up to $200 for opening a High Yield Savings account.

To earn the bonus, you needed to:

  1. Open a High Yield Savings account using the link below and apply promo code NEW200.
  2. During the first 6 months, you'll be eligible for up to 4 bonus deposits – the amount of each is determined by your average daily balance during a statement cycle as follows: $10,000 - $24,999.99 earns $25; $25,000+ earns $50.
  3. A max of 4 bonus payments can be earned.
  4. Bonuses will be deposited within 10 business days of the end of each statement cycle they were earned.

Basic Business Checking - $100 bonus (Expired)

Expired: December 31, 2021

Axos previously offered $100 for opening a Basic Business Checking account.

The requirements for this bonus were:

  1. Open a new business checking account using the promo code EARN100.
  2. For 90 days, maintain an average daily balance of $5,000.
  3. Bonus will be deposited into your account within 5 days after meeting the requirements.

Business Interest Checking - $100 bonus (Expired)

Expired: December 31, 2021

Axos previously offered $100 for opening a Business Interest Checking account.

Earning this bonus required you to:

  1. Have a business incorporated after 06/01/2020.
  2. Open a new Business Interest Checking account.
  3. For the two months following account creation, maintain an average minimum daily balance of $2,500.
  4. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Business Money Market - $100 bonus (Expired)

Expired: December 31, 2021

Axos previously offered $100 for opening a Business Money Market account.

The steps to earning this bonus were:

  1. Have a business incorporated after 06/01/2020.
  2. Open a new Business Money Market Account.
  3. For the two months following account creation, maintain an average minimum daily balance of $2,500.
  4. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Business Savings - $100 bonus (Expired)

Expired: June 30, 2021

Axos previously offered $100 for opening a Business Savings account.

To earn the bonus, you needed to:

  1. Open a new Business Savings account using the link below.
  2. In the first two months after account opening, maintain an average daily balance of $2,500.
  3. Bonus will be deposited into your account within 5 business days of your statement cycle date.

High Yield Savings - $100 bonus (Expired)

Expired: May 31, 2021

Axos previously offered $100 for opening a High Yield Savings account.

The requirements for this bonus were:

  1. Open a High Yield Savings account and Essential Checking account using the link below and apply promo code GET100.
  2. Within 60 days, complete a direct deposit of at least $1,000 into your Essential Checking account.
  3. Bonus will be deposited into your new checking account within 5 business days of your third statement cycle date.

Essential Checking - $50 bonus (Expired)

Expired: April 30, 2021

Axos previously offered $50 for opening an Essential Checking account.

To earn the bonus, you needed to:

  1. Open a new Essential Checking account using the link below.
  2. Set up direct deposit.
  3. Maintain a balance of $1,000.

Rewards Checking - $100 bonus (Expired)

Axos previously offered $100 for opening a Rewards Checking account.

The steps to earning this bonus were:

  1. Open a new Rewards Checking account with promo code "RC100".
  2. Within the first 3 calendar months, make direct deposits totaling at least $1,500 in a single calendar month.
  3. Bonus will be deposited into your new checking account within five (5) business days of your third statement cycle date.

Self-Directed Trading - $100 bonus (Expired)

Axos previously offered $100 for opening a Self-Directed Trading account.

Earning this bonus required you to:

  1. Open a new Axos Self-Directed Trading account.
  2. Within 60 days, fund your account with at least $1,500.
  3. Maintain a balance of at least $1,500 for 90 days.
  4. Bonus will be deposited within 10 business days.